Motor Vehicle

• Auto Insurance
  Whether you need to buy a business auto insurance policy will depend on the kind of driving that you do. We will ask you about your usage of the vehicle for business purposes, the individuals that will be driving them and whether employee’s are likely to be driving their own cars for your business.
• Boat Insurance

Property

• Renters Insurance
  For more information regarding homeowners insurance, condominium insurance and renters insurance please contact us at 877-9-THE FIG.  You may also complete the questionnaire below to be contacted by one of our agents.
• Home Insurance
  If you own a home, condo or are a renter; you need homeowners insurance.  Homeowners insurance policies provide financial protection in the event of damage to your home or if someone is injured in your home or on your property.  The homeowners policy that you purchase determines which perils you re insured against such as fire, wind and theft.

Health and Life

• Life Insurance
  Looking for the proper life insurance coverage for you and your family? At The Fig Leaf Agency, we will custom tailor a life insurance plan that will best fit your needs – including special products ideal for unique situations.
• Health Insurance
  A leader in Employee Benefits, The Fig Leaf Agency works with all of the major medical insurance carriers in New Jersey; including...
• Disability Insurance
  BOP’s for NOT covered professional liability, auto insurance, worker’s compensation or health and disability insurance.  You’ll need separate insurance policies to cover professional services, vehicles and your employees.

Business

• Business Insurance
  Insurance companies selling business insurance offer policies that combine protection from all major property and liability risks in one package (they also sell the coverage’s separately).  Package policies are created for businesses that generally face the same kind and degree of risk.  Larger companies might purchase a commercial package policy of customize their policies to meet the special risks they face.
• Commercial Liability Insurance
  If you are ever sued, your liability or business owner’s policy will provide you with some liability coverage, paying for judgments against your company up to a limit set in the policy. However, in our litigious society, you may want to have an extra layer of liability protection available. That is what a commercial umbrella provides.
• Professional Liability Insurance

Personal

• Liability Insurance
  In today’s litigious society, even small mishaps can result in large lawsuits. That’s why General Liability Insurance, along with Property and Worker’s Compensation Insurance, is essential for most companies. Liability insurance protects the assets of a business when it is used for something it did (or did not do) to cause and injury or property damage.