I called for my wife and asked what the cost of a membership was and was told $10 a month with a $1 down payment. I asked "is there any additional fees or expenses of any kind" and was told "NO". My wife went in and signed up and there is a $29 a year "price lock" fee. I called them and asked them and they did say we could cancel our membership at that time with no cost. My wife is very happy with the place so I let it go. I recommend asking VERY specific questions prior to signing a contract. Not good bussiness practice Blue Moon, need to be up-front when asked questions.