Motor Vehicle

• Auto Insurance
  Many states require individuals to purchase auto insurance to protect their cars. Car insurance is mandated for good reason- if you get into an accident, you and the other driver involved will be thankful you have coverage. If you are a business owner whose company has a fleet of vehicles, the same auto insurance needs still apply. As a business owner, you need the same kinds of insurance coverages for the car you use in your business - liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists. In fact, many business people use the same vehicle for both business and pleasure. If the vehicle is owned by the business, make sure the name of the business appears on the policy as the “principal insured†rather than your name. This will avoid possible confusion in the event that you need to file a claim or a claim is filed against you.
• Motorcycle Insurance
  Whether you’re a weekend warrior, a casual rider, or even a hardcore motorcyclist, our motorbike insurance policies can offer you financial security for you, your bike, and your accessories. Motorbike insurance like motorcycles come in all shapes and sizes. You’ll be able to choose from a varied range of coverages, including uninsured/underinsured motorist coverage, bodily injury coverage, medical payments coverage, comprehensive and collision coverage, roadside assistance, trip interruption coverage, and more...Your motorcycle insurance policy will be calculated to satisfy your personal and monetary requirements to your motorcycle.
• Boat Insurance
  L.A. Insurance Inc. can help you protect your boat with an affordable marine boat insurance policy that will cover...
• RV Insurance
  For additional information on RV/Motor home, Travel Trailers, Camper Insurance, or a Camper Van Insurance policy make contact with, L.A. Insurance Inc. at 239-369-6000 otherwise fill out our on the internet form above for your free Recreational Vehicle Insurance policy quotation today.
• Inland Marine Insurance
• Truck Insurance

Property

• Renters Insurance
  NO! Renters insurance is affordable. Your renters insurance policy rate will depends on a number of things: where you live, your deductible, and if you’ll need any extra insurance coverage. A Lehigh Acres Florida renters insurance policy can help safeguard your personal property from fire damage, theft, and liability protection for your visitors and guests. Given the price of electronics, jewelry, clothing and more, investigations have shown most tenant owns $5,000 to $10,000 in personal possessions. (Actual values might vary throughout the U.S., and this is a rounded estimate of individual possessions of an average 2 -bedroom apartment.)
• Home Insurance
  People who own their own house know the importance of obtaining home insurance. Just because your rent a single family residence, duplex, town house, loft, studio or apartment, doesn’t mean you don’t need insurance protection. Every day, homes and apartments are broken into; people experience fires or floods, or a guest get injured within your rental property. L.A. Insurance Inc. we can help you protect your individual rental property designed for your needs.

Health and Life

• Life Insurance
  There’s a number of things to think about while evaluating life insurance plans. The most important of these factors is to establish the overall amount of insurance coverage sought. Life insurance need can be the utmost of ones priorities once there are children in the home,  just one wage earner, or there is not adequate saved money to look after the subsister for just about any length of time. Term life insurance, Permanent life insurance, universal life insurance, variable life insurance, survivorship insurance; the list and combinations seem countless. Have you any idea which life insurance policy is the right one for you? At L.A. Insurance Inc. we are able to help. Our dedicated squad of life insurance experts understand Florida’s market and regulations & may get the right plan or combination of plans for your specific requirements.
• Health Insurance

Business

• Business Insurance
  Errors & Omissions Insurance coverage is a form of specialty business insurance that can be tailored to suit your specific business. This type of policy provides a special type of liability coverage that best suits the industry and employees of your business. In most cases, Errors & Omissions coverage can be tailored to cover the risks and exposures that your particular business can face.
• Commercial Property Insurance
  L.A. Insurance Inc. can help customize a commercial property insurance policy to your specifications, either as a standalone policy or as part of a package. Property insurance coverage may include...
• Workers Compensation Insurance
  As a business owner, you do everything you can to protect your employees from potential dangers, but do you have workers compensation protection? Most business owners understand that workers’ compensation is important, but did you know that if you have employees, it is required by law for most businesses to have coverage?
• Commercial Liability Insurance
  Many companies who operate in Florida are required to take a particular amount of coverage, but Excess Liability coverage IS valuable for ALL business owners. We exist in a culture where claims are ordinary and judgments can be enormous. You’ve labored hard to get where you are, and you have much to look out for. You deserve the right insurance policy at the right value. For a free Florida Commercial Umbrella Insurance quote from L.A. Insurance Inc you can phone us at 239-369-6000 or fill out the form above for a online insurance quote today.
• Professional Liability Insurance
  L.A. Insurance Inc.‘s lawyers professional liability insurance is designed to provide the level of service of a retail agent, the expertise of a specialty house, and the market access of a wholesaler. With over fifteen A-rated carriers who specialize in lawyer’s professional liability insurance, we are able to shop the market to find your best option. As a full service specialist, we simplify the insurance process for you, saving you time and money.
• Restaurant Insurance
  Some exposures are easy to spot; however, others take time and attention. For example, how does one quantify the potential loss due to an interruption of business, and how is that information properly related to the coverage provided by the restaurant insurance policy? If outside power fails, what damage can that cause and to what extent can that potential financial loss be protected? Is your food covered for spoilage? Do you have adequate protection in the event of a liquor liability claim? Are you properly protected from a claim arising from a delivery of food?

Personal

• Liability Insurance
  If you have a personal umbrella liability policy, there’s generally an exclusion for business-related liability. Make sure you have sufficient auto liability coverage.
• Jewelry Insurance
  Home insurance coverage will give you the fiscal protection you are looking for. A standard home insurance plan insures the structure of your house and some your belongings within it. For the more expensive antiques and paintings you will need a jewelry insurance policy (inland marine). Homeowners insurance is often purchased as a package insurance policy. Which means it addresses both damage to your home and liability protections for accidental injuries along with property damage cause to other persons. This can includes damage contributed to family pets or most weather related of disasters. There are exceptions. The most important of these will be damages attributable to floods, earthquakes or inadequate maintenance. You will need to obtain 2 independent riders for flood or earthquake insurance. Upkeep-related problems will always be the homeowners responsibility.

Natural Disaster

• Flood Insurance
  People who reside in high-risk areas, labeled Special Flood Hazard Areas (SFHAs), are to purchase flood insurance if they have a mortgage from a federally-backed lender.
• Earthquake Insurance