- Auto InsuranceWill you be renting a car during the holiday season? Whether you’ll be renting at your destination or renting a vehicle and driving to your destination, you’ll face a barrage of questions when you get to the rental car counter: Do you have auto insurance? Can I see your insurance ID card? Do you want CDW, LDW and so on? Here’s some information that may help you understand more about insuranceÂ
- Truck InsuranceProperty and casualty insurance is offered through Farmers Insurance Exchange, Truck Insurance Exchange, Fire Insurance Exchange and their subsidiaries and affiliates. A complete listing of the insurers and the states where they are licensed can be found
- Home InsuranceThe holidays are approaching — a time of giving, sharing and caring. While many choose to give or receive jewelry or other valuable gifts, they often are unclear on how to insure these items. Many people think their homeowners insurance covers the full value of all of their belongings. This may not be the case: although your homeowners policy may offer great coverage, it typically has deductibles and coverage limitations.Â
- Landlord InsuranceYour property changes classification when you rent it — it becomes a place of business — and typically its insurance requirements change. Your standard homeowners policy may no longer offer appropriate coverage: you would need a landlord insurance policy to help protect you if anyone is hurt on the property.
- Life InsuranceLife insurance is often an essential component of a sound financial plan. However, if you’re not in perfect health, or if you’ve been turned down for life insurance before, it’s not always easy to get. Yet you want to plan ahead to take care of your obligations — you don’t want to burden your family, the ones you care most about.
- Liability InsuranceWhat would you do if you were held liable for a mishap that occurred on your property and caused damage or injuries beyond the limits of your policy? Worse yet, what if you were named as the defendant in a lawsuit because of damages or injuries that occurred on your property? While we don’t expect the unthinkable to happen, sometimes it does. Although there’s no way to completely avoid the possibility of being sued, there is a way to help reduce the potential impact of a devastating lawsuit: Personal Umbrella Liability coverage.