- Workers CompensationWorker's Compensation was designed to promptly provide medical care and lost wages to injured employees. Your employer is required by law to purchase Worker's Compensation insurance coverage for their employees. If you are injured on the job, it is your responsibility to immediately notify the employer of the accident. Failure to notify your employer of the accident could result in your claim being denied. Once an employer has been put on notice of the accident, it becomes your employer's responsibility to file the appropriate paperwork with their worker's compensation insurance company. The insurance company is also required to pay mileage to the injured employee for all medical appointments.
- Social Security DisabilityA person is considered eligible for disability benefits when they meet the Social Security Administration's definition of disability. They define disability as the "inability to engage in any substantial gainful activity by reason of any medically determinable physical or mental impairment which can be expected to result in death or has lasted or can be expected to last for a continuous period of not less than twelve months" or " blindness" as defined as " central visual acuity of 20/200 or less in the better eye with the use of a correcting lens. There are several different programs that pay disability benefits and each program, besides requiring that you meet the disability definition, also have several other requirements in order to be eligible for benefits. The Social Security disability insurance (SSDI) program and the Supplemental Security Income (SSI) program are the two most common that pay disability benefits and both have different prerequisites. While the SSDI program requires that you have worked for a certain amount of time under Social Security, SSI requires that you have limited income, limited resources, and be an American citizen or classified in an approved alien category.