Motor Vehicle

• Auto Insurance
  Please take a look at this article from the Insurance Journal with 2018 year end auto insurance reports from A.M. Best. This is national data and based on the non-standard market. Non-standard business is a big part of the Florida, Land O Lakes/Tampa market. Non-standard insurance is for people who are unable to find preferred or standard rates because of prior violations or accidents they had within the last several years. In the good old days, it used to be that if an insured incurred a comprehensive claim or not at fault accident, it would be be considered as non-chargeable. This was a big deal because people with prior not at fault losses were still eligible for standard coverage and preferred rates (lower premiums). Long since the past, now a days the carriers are considering anything on your reports a considerable risk factor if it’s your fault or not.

Property

• Renters Insurance
  It's undeniable: the fastest growing segment of personal lines property and casualty—in terms of policy count—is renters insurance⚹. More people are living in rental units and they are staying there longer. But the average premium for renters insurance continues to decline⚹⚹, so the booming growth in policies doesn't necessarily equate to big business.
• Home Insurance
  Place your auto and home insurance documents, vehicle registration, title, and other important documents in a waterproof bag and keep them with you.

Business

• Business Insurance
  We have a very experienced staff of six agents with over a 100 years of collective experience. We’re a dedicated team who has a great time doing what we love by providing quality insurance services to clients throughout the Tampa bay area. We represent the best and broadest range of companies in Florida to suit all of your personal and business insurance needs.