Motor Vehicle

• Auto Insurance
  Understanding the insurance needs of a business can get confusing. Commercial Auto Insurance policies are one important way a business can protect its owners and assets from financial loss. However, understanding what policy and coverage is needed and finding the best coverage at the best rate can be even more difficult.
• Motorcycle Insurance
  Florida Motorcycle Insurance many not be mandatory HOWEVER it is definitely a necessity. Facts are facts. Motorcycle injuries and fatalities are a huge percent of all total traffic incidents. For this reason, it is not only essential to purchase Florida motorcycle insurance, it is critical that the appropriate coverage is purchase to provide complete protection.
• Boat Insurance
  Florida has the most registered boat owners of any state in the United States and there are dozens of insurance companies offering coverage for those boat owners. However, not all companies and policies are created equal. It’s important that boat owners take a few extra steps before the fun begins to make sure they have the best coverage options available for their Florida Boat Insurance needs.
• RV Insurance
  Recreational Vehicles (RV), motorhomes, travel trailers and fifth wheels- whether you tow it or drive it, we can insurance it with a Florida RV Insurance Policy.
• Inland Marine Insurance
  Inland Marine Insurance, also known as an equipment floater, is a specialized type of insurance designed for mobile equipment as well as unique business property. Inland Marine Insurance generally provides coverage for property should it be lost, damaged or stolen.
• Truck Insurance
  Tow Truck Insurance is intended for businesses that earn income from towing or providing roadside repair to disabled vehicles, performing some repossession work, and operating repair facility that transport vehicles. If there’s a tow truck in your repair garage, you just may have a tow truck business.

Property

• Renters Insurance
  Protecting assets isn’t just for homeowners. A Florida Renters Insurance Policy can provide protection to renters and is often the only way individuals and families can recover damages from a loss. Landlords are not responsible to provide coverage for a tenant’s personal property.
• Home Insurance
  Are you overwhelmed at the thought of purchasing a homeowners insurance policy? Family Insurance Centers is here to guide you through the process. We’ve been serving the Lakeland, FL area since 1984 and are very familiar with the local market.
• Condo Insurance
  The most important decision to purchasing Florida Condo Insurance is deciding how much insurance coverage you need. The agents at Family Insurance Centers are here to help you determine which insurance policy is best suited to meet your needs at the best available value.
• Landlord Insurance
  Being a landlord is not always a simple job. There is a lot more to worry over than simply collecting rent. Insuring your investment property should not be a hassle. Landlord Insurance, known as Dwelling Fire Coverage, is coverage that protects you and your investments from potential financial loss.
• Title Insurance

Health and Life

• Life Insurance
  Whole Life Insurance provides affordable permanent protection for your family and has a savings component that builds cash value.
• Health Insurance
  It is almost impossible to live without health insurance these days. With the rising costs of health care, some people are finding it difficult to find affordable coverage. Whether your employer does not offer health coverage, or you are self-employed, you may find yourself in a place where you need to seek your own Lakeland FL health insurance policy.
• Disability Insurance
  State regulations will determine basic insurance requirements. Among the commonly required policies are workers compensation, unemployment, and disability insurance. But these may not be enough. Business insurance packages can include any of the following coverages...

Business

• Business Insurance
  By most accounts, the goal of doing business is maximizing profits, while minimizing costs. This means making strategic plans that account for expected costs and delineate actionable plans that shrewdly reinvest the profits. Keeping costs to an acceptable level entails finding affordable, comprehensive business insurance that can reduce the cost of unexpected losses, like natural disasters, lawsuits, employee injuries, and more.
• Commercial Property Insurance
  No matter what kind of business you run, you need commercial insurance to keep your property safe and secure. In the case of a disaster, theft, or other financial loss, whether minor or major, commercial property insurance can help you recover what you lost. If you’re looking for commercial insurance in Lakeland, FL, Family Insurance Centers offers coverage for a variety of business property components. For over 30 years, we’ve served customers in Polk County and the surrounding areas, and we’re dedicated to providing our clients with the best service and rates available.
• Workers Compensation Insurance
  Workers Compensation Insurance coverage is a state-mandated insurance program that covers lost wages and medical treatment resulting from an employee’s work-related injury or illness. It also covers services needed to help an employee recover and return to work.
• Professional Liability Insurance
  Professional Liability Insurance is coverage for businesses that provide professional and personal services against claims of negligence. Professional liability insurance is also known as malpractice insurance in the medical field and errors and omission insurance in the financial and legal fields.

Personal

• Liability Insurance
  Businesses need protection too. When you own a business, General Liability Insurance is a necessity. This type of insurance provides insurance protection for your business against liability claims or lawsuits that may arise. Bodily injury, property damage, and personal and advertising injury are some of the covered benefits of a general liability insurance policy.

Natural Disaster

• Flood Insurance
  Floods are the #1 natural disaster in the United States. Only flood insurance policies protect your home against rising water, mudslides, overflow of inland or tidal waters and local drainage problems.