Taxes

• Tax Planning
  We specialize in personal income and tax planning and will identify tax-saving approaches that apply to your situation. We work with you and/or your CPA throughout the year, not just when it’s time to prepare your return.
• Charitable Giving
  Mark is a CERTIFIED FINANCIAL PLANNER™ Professional, licensed for life, disability and long-term care insurance and has passed his 6, 7, 63 and 66 securities examinations. He graduated Cum Laude from Northwest University in Kirkland, Washington with a Bachelor of Arts degree in Business Management Administration. At Northwest, Mark was captain of the soccer team and a NAIA all-conference forward. Mark is also a member of the World Vision Financial Advisors Network for charitable giving and currently serves on the Alumni Association Board for Northwest University.
• Tax Services
  If you’re like most people, your taxes represent one of your largest annual expenses, yet often little or no planning is done to minimize your tax bill. Careful tax preparation and planning can potentially free up money that you can use to help achieve your goals. We will help you aggressively pursue every deduction you are lawfully entitled to.

Investment

• Investment Management
  Sean’s practice focuses on guiding clients through areas such as estate planning, cashflow planning, retirement planning, insurance planning, and professional investment management. He believes that an integral part of his role is to educate clients on why certain recommendations are being made, on top of acting as an unbiased soundboard to help clients work through any of their financial needs.
• Mutual Funds
• Bonds
• Wealth Management
  Growing up in a South Asian family, Haris takes a great deal of pride in his cultural background. He proudly supports a number of charitable organizations that serve the South Asian community both locally and abroad. Professionally, this propels him to take an interest in educating South Asian families, of which have never been exposed to the principles of successful Wealth Management in western society.

Accounting

• Accounting Services
• Payroll Services
  Consider using a payroll service to have monthly taxes withheld, or save a fixed percentage of every paycheck into a tax-specific savings account to quarterly taxes.

Planning

• Financial Planning
  The Physician Resource team at Pacific Capital utilizes a holistic approach to financial planning that focuses on addressing the unique and specific needs of physicians, their families, and their practices.
• Retirement Planning
  Zach’s practice predominantly focuses on serving the needs of affluent business owners through a holistic planning approach that includes tax mitigation, business transition and succession, executive compensation, retirement planning, estate planning, and high net-worth risk management. “Business planning” typically focuses on planning for the employee group through tools such as retirement plans and group benefits; but more often than not, specialized planning for the ownership group is not given the attention it deserves. Many business owners know they eventually need to reap value from the business either along the way or upon eventual sale of the business. Most do not have a plan in place for how best to go about doing this in the most tax efficient manner possible.
• Annuities
  As our representative, you will focus on providing financial solutions to executives, professionals and businesses -- including, income protection, estate planning, retirement planning, and wealth accumulation. You will recommend and sell appropriate financial products such as investments, insurance, and annuities.
• Long Term Care
  Post-Divorce: We assist in the implementation of the settlement including the division of investment accounts (QDRO’s), changes to life, disability, or long-term care insurance policies, and the review of beneficiary designations. We provide ongoing advice and support to assist clients in achieving their long-term goals.
• Asset Management
  Our professionals strive to help clients maximize their investment programs by taking advantage of favorable tax laws. In addition, by using asset allocation techniques, we demonstrate to our clients various strategies designed to maximize their investment return and mitigate exposure to market volatility. Please note that asset allocation cannot guarantee a profit or protect against a loss. These techniques help to position their investments against the potential erosion that may be caused by inflation.
• College Funding
  In 2008, after 13 years and many accolades with FedEx Office, Fernando transitioned to his career in the financial industry; allowing him to carry out his early aspirations of helping clients achieve their financial goals. His practice helped his clients in the areas of life insurance, disability insurance, retirement planning, college planning, estate planning, and business planning. Through consulting with his clients Fernando helped his clientele focus on mitigating risk and improving the effectiveness and efficiency of their money over time.
• Asset Protection
  We balance long-term wealth building and distribution strategies, with appropriate levels of risk management and asset protection, to create a plan that performs under a wide variety of possible futures.