- Auto InsuranceMost people understand why they need car insurance in Lake Charles La, but frequently they don't know the coverage they have or what it covers. We hope to clear up a few frequently asked questions below.
- Motorcycle InsuranceAs with any vehicle driven on a public road, you will need motorcycle insurance to protect yourself, your passenger, and others. Motorcycle insurance in Louisiana can range in rates and benefits, so you will want to shop around to find the best protection for your bike. Here a few things to understanding when shopping for motorcycle insurance in Lake Charles Louisiana.
- Boat InsuranceBoat insurance policies protect your personal watercraft and a variety of risks associated with operating it. Boat isurance policies typically offer four types of coverage: Bodily injury & property damage liability, comprehensive & collision, uninsured/underinsured boater and medical payments.
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- ATV InsuranceKelly Lee Insurance represents many of the standard and preferred Boat, RV and ATV insurance companies in the market today. Our knowledgeable agents match policies to drivers of every age and style of vehicle. With our access to over 50 independent carries, we are sure to find the recreational coverage you need at prices that make sense.
- Inland Marine InsuranceInland Marine Coverage and Cargo Insurance is insurance for property/possessions in transit over land. Inland marine insurance provides coverage with indifference to the location of the covered property. Also known as "floater" policies. Inland marine coverage is generally broader than a typical property insurance policy.
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- Renters InsuranceKelly Lee Insurance and Progressive make saving money easy when you bundle your homeowners and auto policies with one company. Multi-policy discounts are available to those who qualify when they combine an auto policy with a condo, townhouse, home, or renters insurance policy. We’ve even made it easier to get a quote, simply click the online quote link below to input both your home and auto details and our next available team member will contact you with your quote.
- Home InsuranceShopping your homeowner's insurance has never been easier, simply fill out our online quote form and one of our team members will do the shopping for you. With access to over 50 independent insurance carriers, we are sure to find the coverage you need at prices you can afford. Prefer to speak with a team member? Call or click
- Life InsuranceWhen it comes to protecting your family’s future in the event of your absence, a life insurance policy is the most affordable method available. While most people have at least heard about life insurance products, most do not feel they have enough knowledge to make an informed decision on their own. We encourage you to call our office for a no-pressure explanation of the two most common types of life insurance available; term life and permanent life.
- Health InsuranceYou can pick a range of coverage limits to pay for your medical bills (or your passengers’) if you’re in an accident. In some states, this coverage will kick in once your health insurance limits are reached.
- Long Term CareThere are many different options available to enhance life insurance policies such as waiver of premium, accelerated death benefit coverage, critical illness or even long term care coverage. It's important that the policy and coverage you select matches your individual family needs and allows for adjustments in the future as your life changes.
- Business InsuranceHomeowner, condo, and business insurance policies normally do not cover flooding damage. Unfortunately, t here is a 30-day waiting period for new flood policies, so check the long-range weather forecasts and patterns for your area.
- Commercial Property InsuranceBusiness property insurance policies protect your businesses from a assortment of perils that can damage the building, signage, equipment and inventory. BP policies generally provide coverage for fire, theft, vandalism, damage from storms (windstorm or hail) or water damage stemming from a busted pipe.
- Workers Compensation InsuranceWorkers’ compensation provides benefits to your employees while protecting your business. Each state’s requirements for workers’ compensation, vary significantly. In Louisiana, employers are required to maintain workers' compensation insurance even if they only have one employee. This includes part-time, full-time, temporary, or seasonal employees.
- Commercial Liability InsuranceCommercial General Liability insurance (CGL), also known as Business Liability Insurance or General Liability Insurance provides coverage for customer injuries, damage to others' property, and lawsuits. It can help pay for medical expenses as well as legal costs if an incident leads to a lawsuit.
- Professional Liability InsuranceKelly Lee Insurance represents a number of companies that offer general and professional liability coverage for your business or organization. By working with an experienced TWFG agent you can avoid gaps in coverage and determine which company and policy is right for your business.
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- Liability InsuranceCommercial General Liability insurance helps protect businesses and their employees from the risk of lawsuits involving claims of bodily injury, property damage, libel, slander, false advertising and more.
- Identity Theft InsuranceRecognizing the growing cyber threats and their potential impact, financial institutions are turning to cyber-security insurance to provide a comprehensive shield of protection. Unlike traditional insurance policies, cyber-security insurance is specifically tailored to address the unique risks faced by financial institutions. It covers a wide range of potential losses, including financial losses from data breaches, extortion payments, legal expenses, regulatory fines, and reputational damage. Moreover, cyber-security insurance often provides access to incident response services, including forensic investigations, public relations support, and identity theft protection for affected customers.
- Pet InsuranceIn addition to home and auto policies, Progressive offers life insurance, travel insurnace, pet insurance, and wedding/event insurance.
- Flood InsuranceFEMA has expressed concerned that there is an extensive lack of understanding by home and business owners about the often cost effective protection flood insurance provides. Because flood insurance is readily and cost effectively available. The average flood claim is $15,000 while the average flood insurance policy costs a little over $350 a year.