Motor Vehicle

• Auto Insurance
  Car insurance policies vary widely. If you simply buy a policy online, you may miss out on important coverage types, exposing you and your family to incredible risk. At Lowcountry Insurance Services, our agents don’t sell just one type of insurance—we have access to the nation’s leading insurance providers, and we’ll help you find a plan to meet your needs, whether you have a new teenage driver, an elderly driver, drive a high-value or antique car, and other unique needs.
• Motorcycle Insurance
• Boat Insurance
  For more than 40 years, agents at Lowcountry Insurance Services have helped people in South Carolina find competitive, comprehensive car insurance plans to protect their lives, their investments and their futures. Our independent agents will help you find affordable car insurance, RV insurance, boat/watercraft insurance, and more, allowing you to compare car insurance quotes to find the plan that fits your needs and budget.
• RV Insurance

Property

• Renters Insurance
  If you rent a home, apartment, or condo, renters' insurance is a must. This coverage reimburses you if your belongings are stolen or damaged by a covered cause of loss, such as fire. When you live in a multi-family structure like a condo or an apartment, you can be inadvertently impacted by your neighbors’ practices. For example, if the person next door forgets to extinguish a candle or accidentally drops a cigarette, your belongings can be harmed. For this reason, renters' insurance is critical. Lowcountry Insurance Services can help you find affordable, reliable renters' insurance in Beaufort, SC, and the surrounding area.
• Home Insurance
  For more than 40 years, countless families in Beaufort, Bluffton and the South Carolina lowcountry have relied on Lowcountry Insurance Services for dependable home and renter’s insurance protection. As an independent agency, we are affiliated with most of the nation’s leading home insurance carriers. This often means we can get you better rates or broader coverage than you might find from an agency that represents just one insurance product.

Health and Life

• Life Insurance
  Our agency specializes in protecting what’s most important to you: your family, your net worth, your business and your future. We provide asset management plans and insurance packages for...
• Health Insurance

Business

• Business Insurance
  For this reason, it’s a good idea to secure employment practices liability insurance. Ask your business insurance advisor if your business owners policy includes EPLI protection. If not, ask us for a free insurance quote.
• Commercial Property Insurance
  While businesses of all types need insurance, the combination of coverage may differ. Almost every business needs two key types of insurance: commercial property insurance and commercial liability insurance. Our agents can help you find the coverage to meet your business’ unique needs and budget.
• Workers Compensation Insurance
  If you have employees, you likely need a workers’ comp policy for South Carolina. Besides the South Carolina State Fund, there are many affordable options available. Ask your Lowcountry agent for a free workers compensation insurance quote. In addition to helping you fulfill your legal obligations, we will help you cultivate a safe work environment to minimize claims and help injured workers recover as quickly as possible.
• Commercial Liability Insurance
  Commercial umbrella insurance (excess liability coverage): With an umbrella insurance policy, you are covered even if an injury claim exceeds your base policy limits. You also gain coverage for costs related to defending against injury claims.
• Professional Liability Insurance
  Social service professional liability insurance: This covers claims for errors and omissions as well as general negligence on behalf of your employees.
• Restaurant Insurance

Personal

• Liability Insurance
  Umbrella insurance: While not specifically a part of car insurance policies, a separate umbrella insurance policy helps protect assets worth more than $1 million that may be part of a homeowners or car insurance policy.

Natural Disaster

• Flood Insurance
  As more people discover the Lowcountry, the more it grows, and evolves. Lowcountry Insurance is keeping up with those changes where it matters, and that's serving the community better. Whether it's utilizing the latest technology to serve its customers, or making sure staff members are up to date on the latest in the insurance industry, Lowcountry Insurance Services strives to be the area's premiere independent agency through its office on Lady's Island. In order to serve customers better, Lowcountry Insurance offers coverage through some of the best-rated companies in the world. Lowcountry Insurance Service also has the ability to write with companies that others in the area cannot, bringing customers to lower premiums while helping them navigate the ins and outs of property and flood insurance - a vital need in the Lowcountry.