If I owe a bill, I will pay it. Right now I, like many, am having finincial problems. But, I pay my bills. I do not need to be called a liar, lied to, harrassed, or belittled. I told the caller I could not receive calls at work, each time he called. His responce was, "Do you think I care?" When this 'bad debt' was made, I had conjestive heart failure-almost died. There are many things I don't remember from then. All I needed to know was- I owed this debt. I paid it as soon as I was told I owed it. That is all it took. I have no respect for this company or the people I have delt with through this company. Not everyone who owes a bill that is late is a dead beat who deserves no respect. I have lost respect for the company I owed the money to also. I will never buy from them again. Most people deserve respect. Why not try to be respectful, listen, care, try to work things out. You may one day be on the other side of these phone calls. What goes around......