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State Directory- Auto InsuranceBusiness auto insurance provides coverage for vehicles owned or leased by a commercial enterprise and provides coverage for bodily injury, property damage, and other coverages, and includes both comprehensive and collision coverage.
- Home Insurance
- Business InsuranceThe Nicklas Insurance Group is comprised of a consortium of over nine entities who all share the same goal of providing secure and appropriate coverage with reliable and professional service. We pride ourselves in being a leader in the local community, providing comprehensive personal and business insurance coverage to those all over the state of Pennsylvania and over ten states nationwide.
- Commercial Property InsuranceBusiness income insurance compensates you for lost income if the business cannot operate as normal due to damage that is covered under your commercial property insurance policy, such as fire or water damage. Business interruption insurance covers the revenue you would have earned, based on your financial records, had the incident not occurred. The policy also covers operating expenses, like electricity, that continue even though business activities have come to a temporary halt.
- Workers Compensation InsuranceWorkers' compensation protects your employees should a job-related injury or sickness occur during the course of employment. This coverage is required by law, so be sure that you understand your obligations.
- Commercial Liability InsuranceA commercial umbrella policy provides high limits of insurance, typically between $2,000,000 and $10,000,000. Coverage is extended over your general liability insurance, workers' compensation, business auto, as well as directors and officers liability coverage. It provides a great safety net and helps ensure your business is well protected.
- Liability InsuranceGeneral liability insurance is an absolute necessity for any business. It provides broad coverage when you are deemed responsible and liable, and will also pay to defend any covered lawsuit or action regardless of its merit.