They are never in tune with one another, and they are in the same office, as long as I owed a $1,000 or more they were fine, i got as far as 3 pymts before they started talking about repo, but when I got down to $500 or less every week they were threating me about repoing my car, now if that's not backwards then I don't know what is. And it is alot of very, very rude ladies in that office, that leave very nasty and threating msgs on your phone. I know I'm not the only one, but I'm speaking up on everyone else's behalf. However, not everyone in that office is rude and nasty, but heaven help them, cause it's so few in there that treat you like a human being. I bet if alot of them did not work there, they wouldn't even have cars. Just because some of us need some help sometimes, doesn't mean that we're not just as good as anyone else.