Motor Vehicle

• Auto Insurance
  Whether your company owns a fleet of vehicles or employees occasionally use a personal auto for work, your business should have commercial auto insurance to protect your business. Why? Your business can be held liable for accident damages, even if it occurs in a personal vehicle used for business purposes.
• Motorcycle Insurance
  Auto and motorcycle insurance: Accidents happen and it’s important to be prepared for when they do. Our auto and motorcycle insurance policies ensure that you can get back on the road quickly when your vehicle has been damaged or destroyed.
• Boat Insurance
  Whether you use your boat to fish, cruise or sail, recreational boating is a great way to spend your leisure time. To ensure your time on the water in Maine is fun and worry-free, protect your boat with the right insurance.
• RV Insurance
• Inland Marine Insurance
  Don’t let the name fool you. Inland marine insurance is one of the most important coverages your business can have—even if your business has nothing to do with boats or water. Initially created to cover goods transported over water, it now includes a variety of items, including...

Property

• Home Insurance
  With home insurance, you can rest easy knowing you’ve protected the things that matter most to your family. Even if your home is damaged or destroyed, you can have peace of mind. Home insurance in Maine has never been more accessible. When the unthinkable happens, having the right type of insurance and the correct coverage can bring your home and possessions back to the same condition they were in after a loss.

Health and Life

• Life Insurance
  Life Insurance is a way to provide for your family even if you aren’t there. In these uncertain times, life insurance is a way to ensure your family will be protected in the event of an unexpected death, or other tragic circumstances. Although, of course, no amount of money could replace a person, there is still peace of mind knowing those left behind will be financially protected. Living without life insurance is leaving your future vulnerable and your family’s financial security at risk.
• Health Insurance
  Medical Payments Insurance for Automobile Drivers: This insurance typically dovetails your health insurance and pays medical expenses relating to an accident for you or your family members regardless of who was at fault in the accident.
• Long Term Care
  Life insurance: A life insurance policy helps to secure your family’s financial future in the event of your passing. Cole Harrison offers several different types of life insurance options including term, whole, universal, disability, long term care, and annuities so you can find the insurance option that works best for your situation.

Business

• Business Insurance
  As a small business owner in Maine, you understand how important it is to maximize the return on every dollar you spend. Therefore, getting the right insurance coverage at the right price is no exception. At Cole Harrison, we’ve designed special business owner’s packages (BOP) with you in mind. These policy bundles cover your essential business insurance needs at a reduced price. (Meaning you’d spend more if you purchased each policy separately.)
• Commercial Property Insurance
  Protect the business you’ve worked so hard to build, and ensure you get back up and running quickly with commercial property insurance. It covers losses to your physical location based upon fire, theft, flooding and other situations resulting in the need for you to leave your physical premises.
• Workers Compensation Insurance
  No matter how careful one is, accidents do happen. Protect your employees, and your business with workers compensation insurance. It provides employees who suffer a work-related injury or illness with medical care, income replacement and disability or death benefits. In addition, it safeguards your business if you are sued by an injured or ill employee.
• Commercial Liability Insurance
  Commercial Umbrella: Commercial umbrella coverage gives your business additional protection against serious situations that may result in litigation.

Personal

• Annuities
  At Cole Harrison, we are committed to providing the coverage you need to keep your personal assets protected. Our life insurance policies help to secure your family’s financial future in the event of your passing; we offer several options including term, whole, universal, disability, long term care, and annuities. Our home insurance options protect your finances against burglary and theft, fire, weather damage, and more. Auto and motorcycle insurance policies can get you back on the road, and umbrella insurance offers extra liability insurance to protect you and your assets from potential lawsuits or claims. Reach out to us today to learn more about our various personal insurance solutions designed to protect your belongings and give you the peace of mind you deserve.
• Liability Insurance
  Just as the weather can be unpredictable, so can life. Sometimes when you least expect it to rain, it pours. For those times, shield yourself with umbrella insurance that protects you beyond the coverage limits of your home, auto, boat or other insurance policy.

Natural Disaster

• Flood Insurance