- Life InsuranceThe Balanced Program for ages Zero through 50 is a modified whole life insurance policy where, after the first policy year, the policyholder makes periodic investments in a mutual fund. This plan is available to individuals who apply from age Zero through age 50. Unless you make special arrangements, only the amount with which you establish your mutual fund account will be invested for the first year. After the first year, Ozark National Life will forward an amount equal to approximately one-half of the basic premium to be invested in your mutual fund account. Premiums are payable for the life of the insured or until coverage is discontinued.
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