General Info

Operational for over 95 years, Joy State Bank is a locally-owned and operated bank. It is located in Joy, Illinois. The bank offers a wide range of banking solutions to its clients, which include regular checking, Super NOW accounts, money market plus, passbook savings, Christmas club, certificates of deposits, Traditional Individual Retirement Accounts, Roth Individual Retirement Accounts and health savings accounts. The additional services offered by the bank include loans, competitive rates, telephone banking, internet banking, online bill pay, debit and ATM cards, gift cards, safe deposit boxes, official checks, night deposit, wire transfers and savings bonds. The different types of loans provided by the bank include real estate loans, agricultural loans, consumer loans, construction loans, bridge loans and commercial loans.