Motor Vehicle

• Auto Insurance
  Commercial auto insurance can cover a combination of vehicle types (trucks, cars) and drivers, as well as some types of motorized equipment. It provides for bodily injury liability and property damage while operating a company automobile, and medical payments or Personal Injury Protection (PIP) for the driver and passengers of the policyholder's car.
• Motorcycle Insurance
  Your motorcycle insurance policy can include any or all of the options below. Call us today to discuss what coverage is best for you.
• Boat Insurance
  Do you know what to look for in a watercraft insurance policy? Vladika Insurance can help you determine the right amount of coverage to meet your specific needs. Just contact us today to get started.
• RV Insurance
  RV insurance can protect your motorhome, travel trailer, camper and even your horse trailer. Let Vladika Insurance help you select the right coverage for your RV needs and get a great price at the same time. You can even request a quote online and we'll get back to you with quotes from multiple companies so you can compare and save!
• Snowmobile Insurance
• Golf Cart Insurance
• Dune Buggy Insurance

Property

• Renters Insurance
  Your renters insurance policy also protects you and your family against certain bodily injury and property damage claims for which you are liable. Legal defense is also provided in the event you are sued after a covered loss, subject to the limits you have selected.
• Home Insurance
  Your home is the center of your daily life, and likely your most valuable asset. When your home is damaged or destroyed, you need your claim settled by an insurance company that understands this simple fact. Vladika Insurance can help you find the home insurance that will best meet your needs and provide the most valuable combination of tailored coverage, quality service and fair pricing.
• Condo Insurance
  Condominium insurance is unique. Your condo insurance policy covers your personal property and liability, as well as any additions, alterations and improvements you make to your unit that are your responsibility based on the condo association agreement.
• Landlord Insurance
  As a landlord, you want insurance that’s tailored specifically to protect your rental properties. A Landlord Protection policy gives you choices when purchasing the insurance coverage you need.

Health and Life

• Life Insurance
  Having the right life insurance is pivotal in planning for the future of you and your loved ones. Life insurance can help you fulfill promises you’ve made your family when you are gone.
• Long Term Care

Business

• Business Insurance
  Are you renting cars or are your employees using their own vehicles? This particular coverage provides business insurance coverage for certain liabilities arising from the use of a rented or leased vehicle (hired), or a non-owned vehicle (employee using their own vehicle on company business). Oftentimes this coverage can be added inexpensively to a business auto policy, or in some cases, a general liability policy.
• Commercial Property Insurance
  A basic commercial property insurance policy may be all you need, although the types of coverage can vary between different insurance companies. As an independent insurance agent, Vladika Insurance can help you determine the type of insurance policy and range of coverage that is best for your business.
• Workers Compensation Insurance
• Commercial Liability Insurance
  General liability, also known as “commercial liability insurance” is a broad commercial insurance policy that covers general liability exposures of a business. Vladika Insurance recommends that all businesses have general liability coverage in place.
• Professional Liability Insurance
  Errors & Omissions (E&O) covers professionals for negligence and errors or omissions that injure their clients or cause damage to a third party’s data. This type of insurance is particularly important to licensed professionals such as accountants, attorneys, insurance agents, architects, engineers and technology companies. Vladika Insurance recommends that all professional and technology companies have E&O coverage.

Personal

• Annuities
• Liability Insurance
  To really feel secure about protecting your assets and your future, you may need the extra level of protection provided by a personal umbrella liability insurance policy.

Natural Disaster

• Flood Insurance
  In 1968, Congress created the National Flood Insurance Program (NFIP) to help provide a means for property owners to financially protect themselves. The NFIP offers flood insurance to homeowners, renters, and business owners if their community participates in the NFIP. Participating communities agree to adopt and enforce ordinances that meet or exceed FEMA requirements to reduce the risk of flooding. Find out more about the NFIP and how it can help you protect yourself.
• Earthquake Insurance
  Earthquakes have occurred in 39 states since 1900, and about 90% of Americans live in areas considered seismically active. For many of our customers, earthquake insurance can be inexpensive. contact us to find out what the costs would be for your home.