Motor Vehicle

• Auto Insurance
  Whether you use your own car or a fleet of box trucks to get the job done, Freeway Insurance can provide the commercial vehicle insurance  protection you need to help you keep your business moving forward. Freeway has been providing affordable commercial auto insurance for over 30 years and is a name you can trust when it comes to the needs of your small business.
• Boat Insurance
  It’s important to protect your investment just in case the worst should happen — and with Reliance Insurance, it doesn’t have to cost an arm and a leg. Protect your yacht, trailer, boat, and other watercraft with boat insurance! We can provide you the coverage you need in Jacksonville. Get a quote today!
• Truck Insurance
  Different trucking insurance companies cover different types of commercial vehicles, but standard commercial truck insurance companies provide semi truck insurance, dump truck insurance, flatbed truck insurance, tow truck insurance and box truck insurance, among others.

Property

• Renters Insurance
  You never know when your neighbor's bath might overflow or an accident with the washer might occur. Protect yourself and easily replace damaged possessions with renters insurance. We offer affordable premiums so you can continue to make ends meet while having the protection in Jacksonville you need and deserve.
• Home Insurance
  The premium that you are paying is simply based on the risks of accidental damage that your policy covers. Homeowners insurance may assess the location of the house for crime rates or possible weather damage, not including natural water damages.

Health and Life

• Life Insurance
  Insurance Terms Dictionary Agent: In insurance, the person authorized to represent the insurer in negotiating, servicing, or effecting insurance policies. Applicant: The party applying for an insurance policy. Application: A printed form developed by an insurer that includes questions about the prospective insured and the desired insurance coverage and limits. Auto Collision Coverage: Optional auto insurance which pays for damage to your car caused by collision with another car or object, or by rolling the car over. Frequently required if you have a car loan. Auto Comprehensive Physical Damage Coverage: Optional auto insurance which pays for damage to your auto caused by things other than collision or rolling the car over, such as fire, theft, vandalism, flood or hail. Frequently required if you have a car loan. Bodily Injury Liability Coverage: Pays when an insured person is legally liable for bodily injury or death caused by your vehicle or your operation of most non-owned vehicles. This coverage also pays for your legal defense if you are sued. Claim: A person's request for payment from an insurer for a loss covered by the insurance policy. Collision Coverage: Pays for loss to your covered vehicle when it collides with another object or overturns. We will also pay for a collision loss to any non-owned vehicle, or to a vehicle you have rented other than a vehicle rented for use in connection with your business or employment, while that vehicle is in your custody, or while you are operating it. Comprehensive Coverage: Pays for loss or damage to your covered vehicle caused by any event other than collision. This includes damages due to events such as fire, theft, windstorm, flood, and vandalism. We will also pay transportation and loss of use expenses under this coverage if your motor vehicle is stolen. Conditions: The part of your insurance policy that states the obligations of the person insured and those of the insurance company. Continuously Insured: Insurance coverage was in effect from an insurer or more than one insurer at all times, without a break or lapse in coverage for any reason. Contract: A legally enforceable agreement between two or more parties. Declarations Page: The report from your insurance company listing: the types of coverage you have elected; the limit for each coverage; the cost for each coverage; the specified vehicles covered by the policy; the types of coverage for each vehicle covered by the policy; and other information applicable to the policy. Deductibles: The portion of the loss that the policyholder agrees to pay out of pocket, before the insurance company pays the amount they are obligated to cover. For example, if the covered claim is $1000 and your deductible is $250, you pay $250 and your company will pay $750. Deductibles help to keep insurance rates reasonable. Raising the amount of the deductible lowers the cost of insurance. Depreciation: Reduction in the value of property due to age and use. Endorsement
• Health Insurance
  Even if you are healthy, you need health insurance! Why? You need protection “just in case†the worst should happen. Going to the doctor, even for a small cold can cost a lot. However, the price of not addressing small issues, in the beginning, can be colossal if they turn into something more serious. Don’t leave your health up to chance and don’t let your finances deter you from getting the care you deserve. Get a quote today!

Business

• Business Insurance
  Keeping your business protected is an absolute must! You’ve worked hard to make it what it is and have poured countless hours into maintaining and growing your assets. Have peace of mind and make sure your business is protected from the unexpected with the coverage you can count on. Learn what business insurance can do for you in Jacksonville and how Reliance Insurance can offer you what you need at an affordable rate.
• Professional Liability Insurance

Personal

• Liability Insurance

Natural Disaster

• Flood Insurance
  In addition to homeowners insurance, many in Jacksonville need flood insurance. Why? Unfortunately, most home insurance plans don’t provide any coverage in the event of a flood. Know you will be able to pick up the pieces in the event of a watery disaster with affordable flood insurance.