Health and Life

• Life Insurance
  Shopping for insurance products can be overwhelming. There are so many insurance companies and insurance products. The language of insurance is complex. Insurance decisions are important to you and to your loved ones. As your advocate, I will help you to understand what works best for you. Whether your need is for Medicare coverage, life insurance, or retirement income, there are many options to consider. Choosing what is best for you depends on a variety of factors. You need someone who takes the time to get to know you, understand your needs, your goals, your health status, and your budget.
• Health Insurance
  I remember clearly the day I called Eric to thank him for his wise advice, guidance, and expertise. We became clients of Eric in 2004 and he guided us through one of the most difficult and important times in our lives in 2016 when the right medical insurance truly impacted my future after my husbands cancer diagnosis. I know that I can trust and rely on his advice, experience, commitment, and genuine kindness.
• Disability Insurance
  Disability insurance covers you in case of any injury or illness preventing you from continuing with work. Choosing a disability insurance policy could be the most important decision you make for your family. Why? Because disability insurance protects your ability to earn income if you cannot work due to injury or even permanent disability.
• Long Term Care
  Did you know that long-term care is actually not covered by Medicare?  Long-term care provides a variety of services and support to meet health or personal needs over an extended period of time. While often associated with nursing homes, the truth is that most long-term care is actually provided at home and having a policy can allow you to age in place. Planning for long-term care is both a financial and emotional decision that will help you protect assets and your independence.
• Vision Insurance
  Parts A, B, C and D: let me help you simplify the complex. Medicare offers several insurance options. There are supplemental and advantage plans. In order to provide you with the knowledge you need to make the best choices, I will explain all of your rights, options and entitlements. From dental and vision insurance, to cancer and long-term care options, planning for life’s uncertainties can be overwhelming.

Personal

• Annuities
  Whether you have a retirement account to rollover, a private investment or funds that you’d like to secure, let’s discuss annuity options. Annuities can generate a guaranteed rate of return or even create a lifetime income stream you can’t outlive.