General Info

First National Bank of Milaca has safe deposit boxes available for lease at all three offices and you can lease one for just a nickel a day for the first year (special rate of $18.25 on 3x5 boxes). Play it Safe, ask any of our new accounts representatives for details. Residents of Mille Lacs County are reporting phone scam activity targeting area banks and their customers. If you receive a phone call from an automated voice stating your account and/or card has been compromised, do not provide any information and hang up immediately. If you already gave them your account information, contact your financial institution right away. The scam is known as "vishing" (short for voice phishing). Other counties across the country are reporting similar activity. FDIC Insurance Coverage Notice of Changes in Temporary FDIC Insurance Coverage for Transaction Accounts All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250, 000 available to depositors under the FDIC's general deposit insurance rules. The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, money-market deposit accounts, and Interest on Lawyers Trust Accounts ("IOLTAs"). The FDIC provides a free tool to help calculate the insurance coverage on your accounts. To learn more about the deposit insurance provided by the FDIC and to access the Electronic Deposit Insurance Estimator (EDIE), click here. What if you could use your office computer to scan in the checks your business receives and electronically send that check image to the bank for deposit into your account using a secure Internet connection? First National Bank of Milaca's remote deposit solution, you can! 1) First National Bank of Milaca will not ask you to submit personal or account information via email. 2) For your protection, any email sent from First National Bank of Milaca including customer service emails or email alerts will require that you successfully login to our secure website at www.fnbmilaca.com before entering any personal information. 3) If you ever receive an email appearing to be from First National Bank of Milaca that asks for personal information such as your account number or social security number, do not respond to the email. Please notify us immediately at 320-983-3101. Responding to E-Mail and Internet-Related Fraudulent Schemes The number one rule .don't respond! Call or contact First National Bank of Milaca and let us know of the unusual email.