Property

• Home Insurance
  You should continuously evaluate your book of business to monitor both macro and micro trends to facilitate your drive toward profitable growth. This blog delves into questions our actuarial consulting team recommends you should be asking yourself immediately after your new rate levels are released to ensure you’re meeting your targets relative to profitability and growth. Though we examine this issue through a homeowners insurance-specific lens, the principles apply to all lines of business.

Health and Life

• Life Insurance
• Health Insurance
  With real-time data from sources like telematics, wearables, and even weather patterns, AI can personalize risk assessments, leading to the development of new, innovative insurance products and premiums best aligned to the actual risk. Think usage-based insurance for drivers, dynamic cybersecurity insurance for businesses, or health insurance that promotes preventive care.

Business

• Workers Compensation Insurance
  The filing statistics are displayed on a combined basis for all property and casualty (P&C), filings excluding workers compensation, mortgage guaranty, financial guaranty, and title filings.
• Professional Liability Insurance
  Granted, this data has some flaws, as any information is generally not program-specific. For example, “Other Liability” – line 17 on these statements – will likely have commercial general liability experience, but it will also be muddied with other types of business that fall under this line, such as contractual liability or professional liability.