- Auto InsuranceIf you are looking for Auto Insurance in the Indianapolis area, there is good news. Auto insurance rates for the state of Indiana are about twenty percent below the national average. For 2021, Maine has the cheapest rates in the continental United States for full coverage, at $965 per year. On high end, folks in Louisiana pay a whopping $2,724 per year for the same coverage. Rates for Indiana residents average $1,254 per year.
- Life InsuranceNational General Insurance is now a unit of Allstate, who purchased it in January of 2021. It began as a unit or General Motors in 1925 as Motors Insurance Company. This allowed General Motors to offer insurance on cars sold by their dealers. In 1997 they acquired Integon, which began as a life insurance company in 1920. The insurance unit was sold in 2009 as General Motor went through bankruptcy. The name change to National General Insurance occurred in 2013. They now offer property and casualty insurance.
- Business InsuranceThe Hanover Insurance Group consists of over a dozen different companies. Their founding in 1852 pre-dates the American Civil War. Originally the Hanover Fire Insurance Company, they had to deal with three major fires within six years after the war. In 1866, 1,800 buildings in Portland Maine burned down. The Great Chicago Fire burned three square miles of the city in 1871. Only one year later, Boston suffered a fire which torched nearly half of the city. Today they provide a variety of personal and business insurance, sold exclusively through independent agents.
- Workers Compensation InsuranceLiberty Mutual opened in 1912 as the Massachusetts Employees Insurance Association and provided workers compensation insurance. Six years later, they began providing automotive insurance. Liberty Mutual was an early promoter of workplace safety. They produced a 400-page safety manual entitled Industrial Accident Prevention. Liberty Mutual also produced a silent film in 1920 called The hand of Fate for training purposes. They also advocated for safety measures such as guards around industrial machinery and emergency shut-off escalator switches. Today they provide a range of personal and business insurance products and their loss prevention unit continues to promote workplace safety.