General Info

Our business is dedicated to the preservation of your capital while providing attractive returns. Regardless of the investment chosen, all accounts are individually managed allowing for customization and transparency. We offer three investment products with each providing different levels of risk. Our most conservative approach is titled Enhanced Premium Income Fixed Investment, and invests solely in AAA and AA bonds, either Corporate or Municipal, maturing within 5 to 6 years. These high quality, short-maturity bonds help eliminate the risk of price declines associated with rising interest rates and default risk due to their superb credit quality. Our Balanced Investment is a mixture of the high-quality bonds discussed above and a predetermined percentage of well-diversified, high-quality stocks. The Smart Bear Balanced Investment is for the more aggressive investor, with 85% of the portfolio invested in the same high-quality bonds with an additional 15% investment in stocks that perform well in a declining equity market. Each portfolio offers diversification, liquidity, and complete transparency, without lock-up periods or burdensome fees.