Taxes

• Estate Taxes
• Tax Services
  For years, Mettlens Inc has been providing quality, personalized financial guidance to local individuals and businesses. Our expertise ranges from basic tax management and accounting services to bookkeeping and payroll.
• Roth IRA
  A type of Individual Retirement Account (IRA) in which contributions are nondeductible. Earnings in a Roth IRA grow tax-deferred and distributions are tax-free if you have owned the account for five years and are at least age 59 1/2.
• Tax Deductions
  Before a taxpayer pays taxes, he or she can claim a set amount of tax deductions for him or herself, a spouse and eligible dependents. The total amount is subtracted from the adjusted gross income before the tax on the remaining income is figured out.
• Income Tax
  The amount of income subject to federal income taxes. To determine AGI, subtract deductions (e.g., business expenses or IRA contributions) from gross income (employment income, interest income, dividends, and capital gains).
• Capital Gains Taxes
• Tax Return Preparation
  Available in most communities are Volunteer Income Tax Assistance (VITA) sites to help with tax return preparation. People volunteer their time to help their neighbors. The service is free to those with limited or moderate income people, non-English speaking, the elderly and the disabled. Some VITA sites even offer free electronic filing. If you want to know more about a VITA site in your community or volunteering your time, call the IRS at 1-800-906-9887. Check out IRS e-file.

Investment

• Mutual Funds
  A mutual fund designed to maximize long-term capital growth, rather than dividend income, by investing in narrow market segments, small company stocks, and companies with high growth rates.
• Bonds
• Money Market Funds
  An individual retirement arrangement that allows a wider choice of investments than an IRA, including stocks, bonds, mutual funds and money market funds.

Accounting

• Accounting Services
  Are you satisfied with our services? Do you know other people who are looking for top-notch accounting services? Send them our way!
• Bookkeeping Services

Planning

• Retirement Planning
  A person who participates in a qualified pension, stock bonus, or profit-sharing plan, a qualified annuity plan, a tax-sheltered annuity (TSA) plan, a simplified employee pension plan, or a local, state, county, or federal retirement plan has active-participant status, as does his or her spouse.
• Annuities
  A long-term contract sold by life insurance companies that guarantees fixed or variable payments to the purchaser at regular intervals. Payments are usually scheduled to begin at a future time, such as retirement. Some annuities provide tax-deferred earnings, often as part of retirement plans.
• Long Term Care
  An insurance policy that covers long-term health care expenses, such as nursing home care, in-home assistance, assisted living or adult day care.
• Asset Management
  A process that divides investments among different asset classes, such as stocks, bonds, and cash, in order to reduce portfolio risk.
• Living Trusts
• Reverse Mortgages
  A loan used to turn home equity into tax-free cash payments to the homeowner, or borrower, usually to fund retirement needs.