Terrible online shopping policy!!! I made an online purchase and was charge twice for a very large amount, when I called babies re us I was told one is a hold that will fall off in 5-7 business days and the other is the actual charge??? Both are deducted from my available balance meaning now on Friday at 5:05 PM I can only pray nothing tries to clear my account before that hold falls off!!! Calling Babies r us was a waste of time as they said it is a bank policy not theirs, however my back has no such policy! I will NEVER shop on line or at the store (Babies r us or Toys r us) again.