- Auto InsuranceSimilarly, property damage limit is what your insurance company pays for if you damage some other person's car or property. There are certain factors considered while determining your policy rates. Your location, driving record, your age, and even your car parking area at night adds up to your premium rates. Taking few precautionary measures can actually help in obtaining discounts on your car insurance policy. Safety devices like anti lock brakes, seat belts, Anti-theft alarm, air bags etc. on your car can bring those discounts.
- Boat InsuranceBoat Insurance has different coverages such as liability which covers bodily injury, property damage and legal claims to protect people in and around the body who were injured because of any unforeseen crash. Your insurance also covers medical payments, any wrecks or reasonable repairs and also provides emergency services which comes as a rescue at times of need.
- Inland Marine InsuranceSpecial property insurance, often referred to as "scheduled personal property" or "inland marine insurance," is designed to protect high-value or unique items that standard insurance policies may not adequately cover. These items include valuable jewelry, fine art, collectibles, antiques, musical instruments, or even electronics.
- Renters InsuranceAt Integra Insurance Services, serving the greater Huntington, TX area, we know many people aren’t familiar with special property insurance. Special property insurance is a specialized type of coverage that goes beyond standard homeowners or renters insurance. Here’s everything you need to know about special property insurance.
- Home InsuranceWhen you compare home insurance policies online, the task can seem risky. Initially you have to choose the level of coverage you need for your home. You can get this information by looking at the laws in your state and by talking to other home owners in your area. Once you have this information comparing home insurance policies and prices is much easier.
- Life InsuranceProducts: Life Insurance & Financial Planning, Health Insurance, Annuities, Whole Life Insurance, Indexed Universal Life Insurance, Supplemental Retirement Strategies Homeowners, Automobile, Business Owners and Commercial Liability
- Health Insurance
- Business InsuranceSmall business insurance protects you from liability claims. If you are found liable, the insurance policy will cover the cost. Some policies also cover your legal expenses.
- Commercial Property InsuranceOwning a business or being an entrepreneur, you are always covered with risks. Accidents are unforeseen, protecting your valuables by safeguarding your venture is also as important as gaining profit. Commercial property insurance is meant to help businesses pay for repair or replacing the buildings, it's contents and structures, if found damaged or destroyed due to fire, snow, or other perils listed in the policy. If a property is lost or stolen, it pays to replace it. With a policy, you can insure your property on premise such as furniture's, machinery, important documents related to your work and also the building. No matter you own or rent a building, you have well defined and different forms of commercial property insurance which will shield you in worst situations.
- Workers Compensation InsuranceCommercial insurance is majorly divided into property, liability and worker's compensation. In general, Integra offers wide variety of coverages for the above types of commercial insurance under every situation. Property insurance covers any damages to your property say the building, repair or renovation, hit by natural calamities, fire or any other damages to its internal or external structure. Liability covers damages you may incur to someone on your premises. Worker's compensation insurance covers your employees from any or all of the injuries incurred due to accidents occurring while on job.
- Commercial Liability Insurance
- Professional Liability InsuranceProfessional Liability Insurance: In cases of negligence or errors in providing safe toys, professional liability insurance can protect against legal claims.
- Builders Risk InsuranceAny business as per state law, requires certain policies to cover your employees when they meet with fatal accidents. You as a person will be responsible for all the pros and cons of your venture. To establish a full-fledged business and maintain its productivity with out any interventions, a policy is a must. Integra provides you that policy for a standardized business to flourish. It also provides Business Interruption insurance where salaries, taxes will be reimbursed when disaster hits and building is under construction, debris removal to cover cost of removing the debris, Builder's risk insurance covering building at construction phase.
- Annuities
- Liability InsuranceGeneral Liability Insurance: This provides coverage for third-party bodily injury or property damage claims. If a child is injured while playing with a rented toy, general liability insurance can help cover legal and medical expenses.