Taxes

• Tax Planning
• Estate Taxes
• Tax Services
• Roth IRA
  Defining what retirement means to you; identifying meaning and purpose in your next phase; transitioning from earned income to portfolio income; minimizing taxes; timing of Social Security and other benefits; assessing Medicare options and cost; leveraging Required Minimum Distributions from retirement accounts; effecting Roth IRA conversions; reassessing risk; changes in income, savings, spending and investing; defining the legacy you want to leave.
• Income Tax
  A PFS Candidate must earn a minimum of 3,000 hours of financial planning business experience in addition to continuing education within the five year period preceding the date of the PFS application and a comprehensive and rigorous personal financial planning exam. There are nine areas that make up the PFS Body of Knowledge: Personal Financial Planning process, Income taxes, Insurance, Investments, Retirement, Employee Benefits, Estate Planning, Charitable Planning, and Special Needs.

Investment

• Investment Management
  Investment management is an integral part of your overall financial well-being.  It is not just about growing money, although that’s always good.  Instead, the real focus should first be on implementing a strategy to support your lifestyle while minimizing your risks. Life changes often create a need to re-evaluate and even to restructure your investments.  But life changes also stir an assortment of emotions that can cloud sound judgment.  In short, it’s not a time to DIY or to work with an investment professional who lacks sufficient interest or training in addressing life transitions.
• Mutual Funds
  ® candidates must complete a comprehensive advanced program of approximately 135 hours designed to educate the advisor on every aspect of modern portfolio theory (MPT), mutual funds, ETFs, REITs, UITs, EANs, CEFs, asset rebalancing and taxation. Three examinations must be passed in order to graduate.  Every CFS

Accounting

• Accounting Services

Planning

• Financial Planning
  Traditional financial planning focuses on solutions for a given set of assumptions by addressing the technical issues of investing, cash flow, risk management, taxes, and estate planning. Most planners react to a client’s discomfort and lack of direction simply by assuming what the client needs.
• Retirement Planning
• College Funding