Motor Vehicle

• Auto Insurance
  Essential Insurance Group is one of the leading insurance agencies for covering tow trucks in Texas. If you own a business that utilizes vehicles for transporting people or products, you need commercial vehicle insurance – simple enough! But what you should understand before buying auto insurance is whether you are getting a comprehensive policy or one that is incomplete.

Property

• Renters Insurance
  So when you get renters insurance, make sure that the company has a good reputation and that the specifics of the agreement are outlined in the contract. Don’t just take the company’s word that something is included in the agreement. Make sure that it is in writing and that you have a copy of the contract.
• Home Insurance
  Initially, your personal property coverage usually reflects 50 percent of your home insurance coverage. It may be increased or decreased, depending upon state requirements.

Health and Life

• Life Insurance
  Life insurance is an important part of your personal safety net, especially if you have financial dependents. Essential Insurance Group, a leading provider of life insurance, will work with you to find easy and affordable life insurance solutions. With us, you can be sure that your loved ones will be taken care of now and in future.
• Health Insurance
  It takes only a few minutes to get a health insurance plan but what is important is to get the right plan. After all, you don’t know when and how you’re going to need it.
• Long Term Care
  Long-Term Care Insurance not only takes care of your extended care expenses, but it also offers you the freedom to choose long-term care service from your preferred nursing facility and the benefits period.

Business

• Business Insurance
  At Essential Insurance Group, we believe that insurance needs are a lot like fingerprints – they are all different. That’s why we offer a complete line of personal and business Insurance products at competitive prices to suit your individual needs.
• Restaurant Insurance
  As a restaurant owner, you have hundreds of things to take care of every day. That’s why our restaurant insurance experts have developed insurance plans that are easy to understand and that cater to your industry only. That way, you can concentrate on your restaurant and leave insurance related worries to us.

Personal

• Liability Insurance
  Running a business is no child’s play. Getting insurance for your company assets and people is a good start, but it’s not enough. You also need to protect your business from legal action in case you ever get sued for bodily injury or property damage. That’s where a General Liability Insurance policy can offer you financial coverage in case of any unforeseen event.

Natural Disaster

• Earthquake Insurance
  Your home owner’s insurance covers your house, any permanent fixtures and fittings, garden walls, gates, fence, pool and your personal belongings. Homeowner insurance protects you from specific types of home-related accidents and incidents. The most common types are fire, theft and vandalism. It also provides additional living expenses such as hotel expenses in case you are unable to stay in your home due to accidents or other incidents. The policy also provides liability protection. Ideally, you should select the amount of coverage which can replace your home and property plus some amount to cover your liabilities. Also, if you are staying in a flood or earthquake-risk area, you should separately purchase flood/earthquake insurance as home owner’s insurance doesn’t usually cover flood and earthquake.