- Auto InsuranceProtect what matters most with auto insurance policies created specifically for Hawaii drivers. Whether you’re on Oahu, the Big Island, Kauai, Maui, Lanai or Molokai, Island can help you find the combination of protection and value that’s right for you and your budget.
- Inland Marine Insurance
- Renters InsuranceAs a renter in Hawaii, it’s up to you to protect your personal belongings. Your landlord’s insurance policy only covers the dwelling’s structure, leaving you responsible for what’s yours. An Island Insurance Renters Insurance policy could cost as little as less than $1 a day and gives you that extra layer of assurance that your belongings are covered.
- Home InsuranceProtect your home and those you love from the unexpected with homeowners insurance you can count on, from a local insurer you can trust. With an Island Insurance homeowners policy, you get custom coverages designed with Hawaii people and houses in mind, to safeguard you and your home from top to bottom, inside and out.
- Condo InsuranceHome and condo insurance customers receive Equipment Breakdown Coverage, which protects your home equipment (like appliances and devices) from loss by mechanical or electrical breakdown. With approximately 60% of equipment breakdown claims due to damages caused by power surges and 75% of air conditioning system breakdowns caused by electric issues like short circuit, arcing or surge, equipment breakdown coverage can fill an important gap to cover damage that homeowners and condo policies do not.
- Landlord InsuranceAlso known as dwelling fire insurance, landlord insurance provides protection if you own real property that you rent to others. An Island Insurance Landlord Policy offers comprehensive coverage including...
- Health Insurance
- Disability Insurance
- Business Insurance
- Workers Compensation InsuranceIf you have a Workers Compensation Claim to report, click here to download our Workers’ Compensation Claims form and complete by typing your information directly on the fill-in form. You may submit your completed form by email, facsimile or mail.
- Commercial Liability InsuranceCommercial Umbrella (also known as excess liability insurance) is an essential coverage that provides additional coverage limits when the standard limits of commercial automobile, commercial general liability and/or the employers liability section of workers compensation policies are exceeded.
- Liability InsurancePersonal Umbrella Insurance, also known as excess liability insurance, provides additional liability protection above and beyond your current auto and property (homeowners, condo or renters) policies. Without an umbrella policy, if an accident results in severe bodily injury or property damage and your current policy’s insurance limits are exhausted, your personal assets and future earnings could be at risk.
- Identity Theft Insurance
- Flood InsuranceOur beautiful weather might provide a false sense of security when evaluating the risk of flooding, but Hawaii can be susceptible to bouts of heavy rain, flash flooding, and ocean surges due to high surf. Property owners who live in designated flood zones are certainly more prone to this risk, but 25% of flood insurance claims occur in low- to moderate-risk flood areas, meaning any home can be in danger of damage from flood conditions like sudden rushing water, mudflow, wave action and water overflow.