Investment

• Mutual Funds
  Some TPAs “sell” investment or insurance products to Employers, and so they receive part of their revenue in the form of commissions or other compensation, based on their ability to influence an Employer to invest with a specific vendor or mutual fund. We do not sell or recommend investments because we believe such an arrangement can compromise our ability to consult objectively. However, if requested, we can recommend reputable financial advisors.
• Bonds

Planning

• Retirement Planning
  A Money Purchase Pension Plan is a type of Defined Contribution Plan with a fixed contribution formula that is not subject to the employer’s discretion or the profits of the company. A common contribution formula in a Money Purchase Pension Plan is a contribution equal to 5% of each participant’s compensation. See Defined Contribution Plan.
• Asset Management
  Some plans require participants to select their individual investment mix, allowing changes to the mix daily or less frequently. Deciding how you will divide your investment portfolio among the major asset categories (asset allocation) is one of the most important investment decisions you will make.