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State Directory- Auto InsuranceProtect yourself while driving with auto insurance. In most states, coverage is required to register and drive your car. Fender benders, theft, and medical expenses can all be covered.
- Inland Marine Insurance
- Home Insurance
- Life InsuranceA type of life insurance policy that is not whole life or written to cover the whole remainder of the insured’s lifetime, but instead is written to cover only a period of time. Often that period of time is a set number of years, such as 1 year, 10 years or 20 years. At other times, the policy is written for a term that expires at a specified age, for example, when the insured turns 65.
- Long Term CareSold either on a group or individual basis. Pays for nursing home or home health care costs including room, board and medical expenses.
- Business Insurance
- Workers Compensation InsuranceA form of coverage which provides benefits to employees disabled by sickness or accident not related to employment. An extension of workers compensation acts in New York, New Jersey, California, Hawaii, Puerto Rico and Rhode Island.
- Commercial Liability InsuranceA form of liability insurance protecting policyholders for claims in excess of the limits of their primary automobile, general liability and workers compensation policies, and for some (few) claims excluded by their primary policies which are subject to a deductible, which may range from $250 for a personal umbrella to a minimum of $10,000 for a commercial umbrella.
- Professional Liability InsuranceA class of insurance policies that may indemnify the insured for third-party liability claims due to negligence in the performance of professional services. Professionals include doctors, lawyers, engineers, insurance agents and others.
- Liability Insurance