General Info

Chartered as Farmers and Merchants Bank in 1889, First State Bank is a community financial institution that offers a range of savings, checking and money market accounts, as well as certificates of deposit. It provides various personal and commercial banking services. The bank provides consumer, installment, home equity and auto loans, as well as construction credit lines for individuals. First State Bank offers small business and construction loans for commercial clients. It provides a variety of fixed- and variable-rate mortgages. The bank offers 24-hour phone banking services that allow customers to access their account information, make loan payments, and verify deposits, checks and withdrawals. First State Bank is a division of Clayton Bank and Trust.