Motor Vehicle

• Auto Insurance
  All of the Insurance companies we represent provide a wide range of auto Insurance products at a fair price. Your price gets even better if you qualify for any of our available discounts. When applying for auto Insurance in Roseville, California, you're usually asked whether you want collision and/or comprehensive coverage, how high you want your deductible to be, what liability limits you want, and whether you want any types of optional coverage. We can help you understand what these terms mean and how much coverage is right for you.
• Motorcycle Insurance
  We are a California based insurance agency that specializes in motorcycle coverage. We will shop the best motorcycle insurance companies in California to find you the best coverage at an affordable price. You can either fill out our online quote form or contact us for a free, no-obligation quote.
• Boat Insurance
• RV Insurance
  Contact us to find out more about recreational vehicle insurance in Roseville, California including the Elk Grove, Folsom, Sacramento, Stockton, and Vacaville areas.
• Mobile Home Insurance
  We pride ourselves in customer service with the lowest possible rate. Just contact us today at 877-300-1099 to find your next California mobile home or manufactured home insurance policy. We service mobile home insurance policies in Roseville, California including the Elk Grove, Folsom, Sacramento, Stockton, and Vacaville areas.
• ATV Insurance
• Truck Insurance
  Commercial Auto Insurance insures your vehicles for physical damage and liability coverages for amounts, situations, and usage not covered by a personal auto policy. This type of business insurance covers a variety of vehicles and is also referred to as commercial car insurance, truck insurance, or fleet insurance. Our agents at Atlantic Bay Insurance Services, LLC will help you find the best coverage you need for your business.
• Jet Ski Insurance
  Consult with one of our professional agents at Atlantic Bay Insurance Services, LLC to make sure you have the right coverage at a competitive price. We can evaluate your boat or jet ski insurance needs to find special coverages you may need or any discounts you may qualify for. Some additional discounts and coverages may include...

Property

• Renters Insurance
  You may be speculative why it's necessary to hold a renters insurance. Rental properties, particularly apartments are thought-about risky once it involves potential claims. You share a building with plenty of individuals where fires, theft, and water harm are sometimes frequent. There are many potential risks and your property is in danger. The items you own are valuable and you should shield them from a loss. Besides, renters insurance in most cases is extremely cheap.
• Home Insurance
  Flood damage can be devastating for any family, and most flood losses are not covered by your standard home insurance policy. Also, don't rely on the federal government to assist you in the event of a massive flood situation.
• Condo Insurance
  Condo Association insurance can help but it often is meant for the building itself rather than what's inside. This is where a condo insurance policy is different from a homeowners policy because you usually will just need to cover the valuables inside your condo.

Health and Life

• Life Insurance
  A share of the earned surplus apportioned for distribution and reflective of the difference between the premium charged and the actual loss experience. In a mutual or participating company, it is the return to the policyholder out of the earnings of the company. In a stock or nonparticipating insurance company, it is the division of the profits among the stockholders of the company. A refund of part of the premium on a participating life insurance policy.
• Health Insurance
  Medical Payments coverage pays medical expenses (up to a specified dollar limit) for you and passengers of your car who are injured in an automobile accident, no matter who is at fault. If you and your passengers have health Insurance, you may not need this coverage.

Business

• Business Insurance
  Business, Commercial, General Liability, Work Comp and Business Insurance Services in Sacramento & Roseville California - Atlantic Bay Insurance Services, LLC
• Workers Compensation Insurance
  Workers' Compensation - Contractors are responsible for providing this coverage for employees but may also have the exposure because of subcontractors who have not provided workers' compensation insurance for their employees. This exposure can be avoided by insisting that subcontractors carry appropriate workers' compensation insurance.
• Professional Liability Insurance
  Professional Liability Insurance or PLI is a form of liability insurance necessary to help protect businesses in the service or consultant industry. A claim of negligence can be very damaging to a growing business and if the claim results in monetary damages can be catastrophic.
• Builders Risk Insurance
  Builders Risk - C.O.C (Course of Construction) - Physical damage insurance for property under construction. Lenders will require it before issuing construction financing. They will usually require this coverage before funding remodeling projects as well and some policies can be endorsed to include the structure being remodeled also.
• Restaurant Insurance
  As experts in restaurant insurance and risk management issues, we have built upon our experience to develop a portfolio of coverage to address every facet of your restaurant operation. Available coverages include...

Personal

• Liability Insurance
  Every business needs to protect themselves from accidents or injuries that may occur on their business grounds. General Liability insurance coverage can protect your California business from these unexpected expenses.
• Pet Insurance
  Pet insurance would cover expenses with your pet, dog or cat may have unexpected medical bills. Our pet insurance providers will reimburse your pet expenses after your pet is treated at the veterinarian. Pet Insurance has become more popular as the recent advancements in veterinary medicine are helping pets live longer, but many times these treatments can be costly.
• Jewelry Insurance
  There may also be other coverages that you many want to consider in addition to your basic homeowners policy. These may include personal umbrella, automobile, flood, earthquake or jewelry insurance. Our agents at Atlantic Bay Insurance Services, LLC can help you understand your other risks and help you evaluate whether you may need additional coverages in your California home insurance plan.

Natural Disaster

• Flood Insurance
  Your standard California flood insurance policy would apply to homes, condos, mobile homes, businesses and rentals that are in flood zone areas. Typically, your flood insurance policy is dependent on your flood zone risk.