Taxes

• Tax Planning
  1040 Tax Calculator, 457 Payroll Deductions, Earned Income Credit (EIC) Calculator, Estate Tax Planning, Flexible Spending Account (FSA) Calculator, Hourly Paycheck Calculator, Net to Gross Paycheck Calculator, Payroll Deductions Calculator, U.S. 1040EZ Tax Form Calculator, More…
• Estate Taxes
• IRS Representation
• Tax Services
  Have your taxes properly prepared by experts with more than 100 years of experience, and receive the representation you deserve during audits with our comprehensive tax services. Click any of the headers below for more information.
• Roth IRA
• Tax Deductions
  Here’s a rundown of some popular tax deductions. Make sure you have documentation for each before you file...
• Income Tax
  There is nothing more unsettling to an individual, or a business owner, than to receive a letter from the IRS. For most, this can cause immediate panic that either you, or the company has done something wrong, and that there may be additional money owed. An audit can be a tedious and complex process that most do not have the expertise, resources, or time to properly manage. Often times an audit involves numerous requests for records, information and other materials to substantiate various items reported on the personal, or corporate income tax return. This process is often draining, distracting, and leaves the individual  or leadership team unfocused on the task of managing their finances.
• Tax Deferral
  Shifting income or expenses from one year to another in order to have them fall where it will be taxed at a lower rate and achieve tax deferral to future periods when appropriate.
• Capital Gains Taxes
  If you own company stock in a retirement plan you may be able to take advantage of using the long term capital gains tax rate rather than your ordinary income tax rate on this investment.
• Tax Return Preparation
• Business Tax Return Preparation

Investment

• Mutual Funds
  This calculator can help you analyze the costs associated with buying shares in a mutual fund. By entering a few pieces of information, found in your fund’s prospectus, you can see the impact of fees and operating expenses on your investment.
• Bonds

Accounting

• Accounting Services
  Expert accounting services that let you focus on managing and growing your organization. Leverage our firm’s experience and size. We partner closely with your organization for the accounting solution that’s right for your company. Click on any of the headings below for more information.
• Payroll Services
  At Cayton & Associates, we’re focused on delivering a personalized payroll service to small businesses that is comprehensive, reliable, and tailored to meet your needs. We take pride in handling all your payroll and tax responsibilities for both W-2 employees, and outside 1099 freelancers and contractors.
• Bookkeeping Services
  Bookkeeping is an essential task of any successful business. The daily financial operations of your organization are dependent on a competent and skilled bookkeeper or bookkeeping service. Our qualified staff can assist you with the day-to-day tasks associated with bookkeeping. We work closely with you to understand the intricacies of your organization and provide meaningful support and proven bookkeeping services.

Planning

• Financial Planning
• Retirement Planning
  Deferring tax liabilities through certain investment choices such as pension plans, IRA contributions and other similar plans.
• Annuities
  Some estates are required to file a tax return that lists all the assets of the estates. These assets include bank accounts, stocks, real estate, IRAs, pensions, annuities and the like. This is called Form 706 – Estate Tax Return. Some estates may also need to file a tax return that reports the income earned from the date of death to the date assets are distributed to the heirs. This is called Form 1041 – Income Tax Return for Estates and Trusts.
• Long Term Care
  Comprehensive Life Insurance Analysis, Disability Insurance, Fixed Annuity Calculator, Health Savings Account (HSA) Contribution Calculator, Health Savings Account (HSA) Goal Calculator, Health Savings Account (HSA) Savings Calculator, Health Savings Account (HSA) vs. Traditional Health Plan, Health Savings Accounts (HSA) Employer Benefit, Human Life Value, Immediate Annuity Calculator, Life Insurance Calculator, Long Term Care Calculator, Variable Annuity Calculator, More…
• Asset Management
  Annual Stock Option Grants, Asset Allocation Calculator, Compare Investment Fees, Future Contracts Calculator, Internal Rate of Return (IRR) Calculator, Investment Distributions, Investment Goal, Investment Loan, Investment Questionnaire – Cash, Fixed Income and Equities, Investment Returns, Investment Savings and Distributions, Municipal Bond Tax Equivalent Yield, Mutual Fund Expense Calculator, Personal Economic Recovery Calculator, Present Value Calculator, REIT Tax-Equivalent Distribution, Stock Option Calculator, Taxable vs. Tax Deferred vs. Tax Free Investment, More…