Family Law

• Divorce
• Child Support
  When you file for bankruptcy, something called the automatic stay immediately stops any lawsuit filed against you and most actions against your property by a creditor, collection agency, or government entity. Especially if you are at risk of being evicted, being foreclosed on, being found in contempt for failure to pay child support, or losing such basic resources as utility services, welfare, unemployment benefits, or your job (because of a raft of wage garnishments), the automatic stay may provide a powerful reason to file for bankruptcy.
• Paternity
• Spousal Support
  Bankruptcy is good at wiping out credit card debt, but you may have trouble eliminating some other kinds of debts, including child support, alimony, most tax debts, student loans, and secured debts.

Criminal Law

• Traffic Violations
• Fraud
  The Office of the U.S. Trustee is an Executive Branch agency that is part of the Department of Justice. The U.S. Trustee is responsible for appointing trustees to administer bankruptcy cases and setting the First Meeting of Creditors (§341 Meetings) dates and times. The staff also monitors the bankruptcy cases to see if bankruptcy fraud has occurred. They are prohibited from providing legal advice. In all chapter 7, 12, 13 and in some chapter 11 cases, a case trustee is assigned by the court to administer the bankruptcy proceedings.
• Theft
• Embezzlement
• Identity Theft
  You might want to order all three of your free credit reports at the same time so that you can compare them and spot discrepancies. Or, you can stagger your requests -- ordering one report every four months, for example – so that you can check more frequently for suspicious activity (like identity theft) or errors.

Health Law

• Personal Injury
  Once your Chapter 7 case is over, you receive a Discharge. The discharge prevents your creditors from taking any steps to try to collect their unsecured debt. They cannot call you, write you, sue you, or take any steps that could be considered an attempt to collect its debt. If you want to keep property that has a lien on it, you must keep your payments current, and may be required to reaffirm your debt. Some debts can not be discharged. Typical examples are child support, alimony, and other domestic support obligations, some taxes, student loans, criminal restitution, and debts for death or personal injury caused by operating vehicles while intoxicated with alcohol or drugs.

Finance Law

• Bankruptcy
  Filing bankruptcy is not an end, but rather a beginning. It is an opportunity to let go of old stresses and begin anew. At Fresh Start Legal Group, we are committed to helping people achieve peace of mind through financial freedom. Our firm understands your need to resolve difficult matters quickly and finally. With our unique down-to-earth approach, over 40 years of combined bankruptcy law experience, and a track record of over 15,000 satisfied clients, Fresh Start Legal Group is your first step to revive and thrive! Call today and speak to an experienced attorney who can give you the tools to take your first steps toward financial peace of mind. Your own Fresh Start is only a phone call away.
• Foreclosure
  These days, many people file for bankruptcy to delay a foreclosure. While bankruptcy can be a good solution in this situation, many people file much earlier than they need to, which makes it more difficult to obtain a mortgage modification. Once you file for bankruptcy, many lenders will refuse to enter into or continue negotiations over your mortgage. Because your bankruptcy will cancel the promissory note part of your mortgage (but not the lien on the house), technically there will be nothing left to negotiate. If you might want to seek a mortgage modification in the future, you probably should avoid bankruptcy -- at least until you know which way the modification winds are blowing.
• Debt Collection
  The federal Fair Debt Collection Practices Act, or FDCPA (15 U.S.C. § 1692 and following), prohibits debt collectors from engaging in abusive behavior.