Motor Vehicle

• Auto Insurance
  Your automobile insurance is a contract (the insurance policy) between you and the insurance company regarding your automobile (car, truck, van, or any other vehicle). The policy can cover one or more automobiles and their different drivers. For you to have insurance, you must make insurance payments (premiums) before any accident happens, whether it is your fault or not your fault.
• Motorcycle Insurance
  Your motorcycle insurance is a contract (the insurance policy) between you and the insurance company regarding your motorcycle and its accessories. To keep your insurance current (in force), you make payments (premiums) that are determined upon the amount of insurance you choose.
• Boat Insurance
  Boat insurance is a contract (the policy) between you and the insurance company regarding your boat. To keep your insurance in force, or current, you make premiums (payments) to your insurance company.

Property

• Renters Insurance
  Your renters insurance is a contract (the insurance policy) between you and the insurance company regarding your possessions if you rent rather than own your own home.
• Home Insurance
  Your Home Insurance, sometimes called Home Owner’s or Homeowners, is a contract (the insurance policy) between you and the insurance company regarding your house and its contents.

Health and Life

• Life Insurance
  Your life insurance is a contract (the insurance policy) between you and the insurance company regarding your life (the expectation of how long you will live).

Business

• Business Insurance
  Commercial insurance is a contract (the policy) between you and the insurance company regarding your business. Generally, you make scheduled payments (premiums) to keep the policy in force, or current.
• Commercial Liability Insurance
  When you begin to build wealth or accumulate assets, such as opening your own business or buying a home, an Umbrella Policy can provide extra liability coverage where the homeowners or business liability limits end. It gives you extra coverage at lower costs.

Personal

• Liability Insurance
  Your umbrella insurance is a legal contract (the insurance policy) between you and the insurance company regarding additional layers of protection to your existing car and/or homeowners policies which is kept current (in force) by making payments (premiums) that are established at the time the policy is issued.