Motor Vehicle

• Auto Insurance
  Having proper Auto Insurance ensures your independence behind the wheel. From accidents and injuries to hit-and-runs and theft, it’s important to keep your car insured so you’re prepared when accidents do happen.
• Motorcycle Insurance
  A Motorcycle Insurance policy from Bethany Insurance Agency is designed to be as unique as the bike and the owner it protects. Make sure you choose the protection that’s right for you with a range of coverage options to secure you and your bike, such as...
• Boat Insurance
  With a Watercraft Insurance policy from Bethany Insurance Agency, you can relax and enjoy your time away knowing that you’re properly insured. We offer many coverage options to keep you, your watercraft, and its passenger’s safe, specializing in insurance for the following marine vehicles...
• RV Insurance
  Our team of Motorhome/RV Insurance specialists is ready to discuss your insurance needs and your budget to help design the right policy that keeps you and your motorhome, or travel trailer, safe on the road. Motorhome & RV Insurance from Bethany Insurance Agency is a convenient and affordable way to ensure the safety of you, your passengers, and your belongings on the road. Wherever your journeys may take you, rest easy with the peace of mind of Manufactured Home Insurance from Bethany Insurance Agency.
• Mobile Home Insurance
• ATV Insurance
  ATV’s are built for adventure and freedom – whether you riding over sand dunes, enjoying a trail ride on a snowmobile or four-wheeling in muddy fields. You enjoy the freedom and excitement of the terrain and ride your vehicles hard so you need insurance that is just as tough. Having the right ATV insurance coverage can help protect you against loss, damage, theft, or even liability in the case of an accident.
• Inland Marine Insurance
  Your products and equipment are the backbone of your success as a company. From transported goods and hauled equipment to storage items and even construction tools, it’s important to keep your investments protected. With Inland Marine coverage, you can avoid damages sustained in the event of accidents, theft, vandalism, or total loss.
• Truck Insurance
  This is where trucking insurance comes in. Whether you’re hauling a few supplies between work sites or shipping products across the entire country, truck insurance can ensure that you get the support you need in case something goes wrong.

Property

• Renters Insurance
  Unfortunately, your homeowner’s or renter’s insurance policies do not cover damage caused by earthquakes. If you live in a high-risk area, you’ll likely need to buy a separate policy, along with your base homeowner’s or renters insurance policy. Some homeowner’s insurance policies might cover damages caused by fire following an earthquake, a common consequence of an earthquake.
• Home Insurance
  A Personal Article Floater (PAF) policy is a standalone policy intended to cover valuable items. In most cases, a standard home insurance policy will not fully cover some items that are more valuable than others. This protects your items against theft, accidental loss or damages that may be limited by your Homeowners’ policy.  These items include but are not limited to...
• Condo Insurance
  Condo insurance is designed to cover what your condo association’s master policy will not cover. Your condo or homeowner’s association insures the building and common areas, but not if your personal belongings are stolen or damaged or if you are found responsible for someone’s injury. Coverage information is below...
• Landlord Insurance
  Landlord insurance provides protection against common incidents that can impact your rental property and the owner. With Landlord Insurance, you’re protected against liability, damages to your property and even the income you might lose as the result of a claim. We understand that no two properties are the same, and you will need customized and dependable coverage to fully protect your investments.

Health and Life

• Life Insurance
  You care about your employees – you would not be in business without them. And your employees care about their loved ones. Offering group life insurance gives your employees additional peace of mind to provide financial security for their families.
• Health Insurance
  Stands as an essential pillar of care and security for both employees and employers alike. As organizations prioritize the well-being of their workforce, understanding the intricate tapestry of coverage within group health insurance plans becomes a vital task.
• Dental Insurance
  Group Dental insurance can be offered as a traditional plan, where employees can choose their own dentist and receive more flexibility and higher coverage levels for dental work. Or, an employer can opt for a preferred provider plan (PPO), a prevention and minor-restorative plan, or a dental health maintenance organization (DHMO) plan.  Bethany will help you examine all your dental benefit options to offer various plans that best suit the needs of your business and employees.

Business

• Business Insurance
  We’re here to help you protect your business. Speak to one of our business insurance specialists and see how we can provide safeguards and save you money altogether.
• Commercial Property Insurance
  Since Inland Marine covers items outside of your standard Business Property Insurance policy, having additional coverage to keep your equipment insured off-site is critical. This coverage can also extend to protect your business’s goods or equipment when transported by ocean and air, also known as Ocean Marine.
• Workers Compensation Insurance
  Should an accident happen, having the right Workers Comp Insurance (Employers Liability Insurance) from Bethany Insurance Agency can allow your business to ensure payments and cover expenses if an employee is injured from a work-related accident. Injuries can range from car accidents and back injuries to equipment malfunctions and, in some unfortunate cases, death.
• Commercial Liability Insurance
  Major lawsuits are a result of accidents that occur either on or off the premises of your business. The following are examples of situations where Business Umbrella coverage can safeguard your business...
• Professional Liability Insurance
  While it’s important for your business to have general liability coverage for property damage and bodily injury, Bethany Insurance Agency recommends adding Professional Liability Insurance to your business portfolio because it insures the people and/or entities of your business from negligent claims made by third parties, or even internal sources.
• Builders Risk Insurance
  Builder’s risk insurance (a.k.a. course of construction) protects your property during construction or renovation. Should your property sustain physical loss or damage from a covered peril this policy will come into play. It typically does not cover perils such as earthquake, flood or hurricane damage unless the policy has been specifically endorsed to do so. These policies can be endorsed to cover accidents and injuries to a third party (general liability) and is intended to terminate when the work has been completed and the property is ready for use or occupancy. Coverage items included but are not limited to...

Personal

• Liability Insurance
  In such a critical situation, having Personal Umbrella Insurance from Bethany Insurance Agency will protect your home, car, future wages, and all of your priceless assets from being used to pay for the expenses.

Natural Disaster

• Flood Insurance
  Your standard property insurance policies, such as homeowner’s insurance, typically do not cover flood damage. Flood insurance is a separate policy designed to help protect your home, building contents, and belongings if they are damaged in a flood. If you own a home or business and have a government-backed mortgage, you’ll be required to have flood insurance if you live in a high-risk flood area.
• Earthquake Insurance
  Earthquakes have occurred in 42 states since 1900, and about 70% of Americans live in areas considered seismically active. Myths about earthquakes can be misleading and lend themselves to putting you at risk after an emergency. Here are some myths and facts to help you understand the necessity of earthquake insurance coverage.