Motor Vehicle

• Auto Insurance
  Commercial Auto Insurance insures your vehicles for physical damage and liability coverages for amounts, situations, and usage not covered by a personal auto policy.
• Motorcycle Insurance
  At Henry Freudenburg Insurance Agency, Inc., we can provide insurance coverages for your ATV, Jet Ski or off-road vehicles in Galveston and throughout the state of Texas. Off-road vehicles can be fun but you need to make sure you have the right protection in case of damage or loss. This coverage has similar policies to auto and motorcycle insurance, so having an ATV professional assist you in picking the right policy is essential.
• RV Insurance
  Recreational vehicles provide a lot of enjoyment but also bring with them some unique risk and exposures. We can help protect you. Some of the Texas recreational vehicle insurance coverages we offer are...
• Mobile Home Insurance
• ATV Insurance
  We can help you find the right coverage for your special vehicle to protect your investment depending on the vehicle type. Our insurance professionals can work with the carriers and their special requirements for ATV insurance. Fill out our quote form or call us at 409-744-7111, and we can assist you in finding the right coverage at a competitive rate.
• Inland Marine Insurance
  Texas Inland Marine insurance was first created to cover goods transported over water. Now this policy has expanded to cover goods on land and is offered for Commercial or Personal property.
• Truck Insurance
  Auto and Truck Insurance aren't just good to have to protect you financially in the case of an accident - they are a requirement in the State of Texas.
• Jet Ski Insurance

Property

• Renters Insurance
  You may be speculative why it's necessary to hold a renters insurance. Rental properties, particularly apartments are thought-about risky once it involves potential claims. You share a building with plenty of individuals where fires, theft, and water harm are sometimes frequent. There are many potential risks and your property is in danger. The items you own are valuable and you should shield them from a loss. Besides, renters insurance in most cases is extremely cheap.
• Home Insurance
  Flood damage can be devastating for any family, and most flood losses are not covered by your standard home insurance policy. Also, don't rely on the federal government to assist you in the event of a massive flood situation.
• Condo Insurance
  Condo Association insurance can help but it often is meant for the building itself rather than what's inside. This is where a condo insurance policy is different from a homeowners policy because you usually will just need to cover the valuables inside your condo.

Health and Life

• Life Insurance
  Texas Group Life Insurance is usually offered as part of your employees benefit package and covers an entire group of people. Policies are not based on an individual's lifestyle habits or health factors but the employees are grouped together and rates are based on the risk of the group as a whole. The coverage costs are usually much less than if the employee purchased an individual policy.
• Health Insurance
  With so many different options, deciding on the right Texas Health Insurance can be confusing. But with the changing laws and the cost of healthcare on the rise, you can't afford to take chances with the health of you and your family members. If an accident or illness strikes, paying high medical costs out of your own pocket can be a financial disaster. If your employer does not offer an adequate health benefit package, or you are self employed, unemployed, retired, or a student, we can help you sort through the maze of different insurance options and find the right plan at a price you can afford.
• Disability Insurance
  Some employers provide some short-term sick leave. Many larger employers provide long-term disability coverage as well, typically with benefits of up to 60 percent of salary lasting from five years to age 65, and in some cases extended for life.
• Long Term Care
  In general, if you can't perform daily activities because of an impairment as a result of chronic illness or disability, you will need long term care. This would include the assistance you could need if you are unable to take care of yourself for a long period of time. However, some people who need help with these daily activities may only need them for a few months.
• Dental Insurance
• Vision Insurance

Business

• Business Insurance
  Give one of our agents a call to save money on your Business Insurance. Some of our Commercial insurance coverages include Business Owners Policy (BOP), General Liability, Commercial Auto, Workers Compensation, and Bonds.
• Commercial Property Insurance
• Workers Compensation Insurance
  General Liability Insurance - This will protect your organization against accident claims that could arise from someone (other than an employee of the organization) being involved in an accident while on your property. Your employees would be covered by your Workers Compensation policy.
• Commercial Liability Insurance
  Commercial Umbrella Insurance is intended to pick up where your General Liability, Commercial Auto or Employer's Liability policies leave off. So, your Commercial Liability policy won't "kick in" until your other policy limits have been reached.
• Professional Liability Insurance
• Builders Risk Insurance
  Turn to the experts at Henry Freudenburg Insurance Agency, Inc. for your builders risk insurance coverages by filling out our quote form or give us a call today at 409-744-7111.
• Restaurant Insurance

Personal

• Annuities
• Liability Insurance
  Every business needs to protect themselves from accidents or injuries that may occur on their business grounds. General Liability insurance coverage can protect your Texas business from these unexpected expenses.
• Jewelry Insurance

Natural Disaster

• Flood Insurance
  Your standard Texas flood insurance policy would apply to homes, condos, mobile homes, businesses and rentals that are in flood zone areas. Typically, your flood insurance policy is dependent on your flood zone risk.