Health and Life

• Life Insurance
  Commuters (commuter benefits) – Employer-provided benefits that allow employees to reduce their monthly commuting expenses for transit, biking, vanpooling and parking.
• Health Insurance
  For example, the CCPA does not apply to “protected health information†collected by a “covered entity†or “business associate†as those terms are defined in the Health Insurance Portability and Accountability Act of 1996 (“HIPAA†).
• Disability Insurance
  Employers looking to offer disability insurance benefits under a VP, must also offer compliant paid family leave benefits under the plan.
• Long Term Care
  Excepted Benefits  –  There are several types of excepted benefits. Certain benefits are always treated as excepted benefits because they are not considered health coverage, such as: Accident Only, Disability Income Insurance, and Workers’ Compensation. Other benefits are treated as excepted benefits if they are offered separately or are not an integral part of the plan, including: Limited-Scope Dental or Vision and Long-Term Care Benefits. Moreover, other benefits are treated as excepted benefits if they are offered separately and not coordinated with benefits under another group health plan, including Coverage for a Specific Disease and Hospital Indemnity or Other Fixed Indemnity. Finally, other benefits are treated as excepted benefits if they are offered as a separate insurance policy and supplemental to Medicare, Armed Forces health care coverage, or (in very limited circumstances) group health plan coverage.

Business

• Business Insurance
  Sequoia People Platform  brings together data from all your internal transactional business systems and makes it work for you in powerful ways. Now you have clear visibility into all of your business insurance policies, total cost of risk, and guidance from your Sequoia team using the same powerful tool you use to manage other key internal business functions.Â
• Workers Compensation Insurance
  Compliance – PEO Compliance may encompass any number of topics including but not limited to Payroll Administration, Tax Administration, Benefit Administration, Workers Comp Administration, and Human Resources/Employment Administration. Each of these areas typically has a nationally recognized or certified body of professional regulators which help define laws or guide employers or employment services organizations through local, state and/or federally imposed regulations such as Minimum Wage, Pre Tax and Post Tax benefits participation, Hiring and Firing of employees, Family and Medical leave, timely and accurate filing of taxes such as local, state and federal income tax, social security and medicare, federal unemployment and state unemployment as well as ensure businesses have valid workers compensation coverages in place to protect against accidents or injuries in the workplace.
• Professional Liability Insurance
  Employment Practices Liability (EPL) –  An area of United States law that deals with wrongful termination, sexual harassment, discrimination, invasion of privacy, false imprisonment, breach of contract, emotional distress, and wage and hour law violations. Employment Practices Liability is part of professional liability.