Taxes

• Roth IRA
  FMS offers both Traditional and Roth IRAs to customers looking for retirement savings solutions. Earnings are tax-deferred on Traditional IRAs and tax-free on Roth IRAs—and our local financial experts are more than happy to help you find the right plan to meet your goals for retirement.

Planning

• Reverse Mortgages
  Being a community bank means lending a hand to neighbors who’ve been here the longest. A reverse mortgage from FMS Bank can help seniors access funds for living expenses, while remaining in their home.