Taxes

• Tax Planning
  A corporate trustee is not for everyone, but it is something everyone should consider. You need to look objectively at your situation. If you have a modest estate and your trust is fairly simple, you may be fine being your own trustee and having a capable family member step in for you when you can no longer manage your assets. If your estate is larger, has a variety of assets, and includes tax planning, or if you doubt your relatives’ capabilities or intention, definitely consider a corporate trustee.
• Avoiding Probate
  With an estate plan in place, you will be able to preserve your wealth, assets, and values for generations to come. Planning ahead can help you avoid probate and establish your legacy according to your exact wishes. Oregon Pacific Bank can serve as personal representative of your estate or be of help in the event that you are asked to fulfill this responsibility for someone else. We handle all aspects of estate administration. Oregon Pacific Bank can be named as the personal representative of your estate. We can manage all aspects of the estate administration process. We gather assets, pay debts, file all necessary tax returns, and pay taxes when due. We are able to administer unique assets including real estate, personal property, and collectibles. Learn more about estate planning >
• Tax Deductions
  Charitable Trusts can be a flexible and efficient piece of a philanthropically inclined individual’s financial plan. Charitable Remainder Trusts have historically been used to create a retirement income stream along with a tax deduction during peak earning years, while Charitable Lead Trusts have been utilized to transfer appreciated assets to beneficiaries in a tax-efficient way. Each of these trusts provides …

Investment

• Investment Management
  We are proud to be one of the few community banks that offers trust and fiduciary services, which include estate planning and settlement, investment management, conservatorship, and trusts. Caring and experienced, our trusted professionals build deep, long-lasting relationships with our clients and provide you and your family peace of mind. Learn more about our trust services >
• Wealth Management
  *Oregon Pacific Wealth Management LLC is a registered investment adviser and a wholly owned subsidiary of Oregon Pacific Banking Co. DBA Oregon Pacific Bank. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

Accounting

• Payroll Services
  Which include features such as ACH services for payroll processing, credit and tax payments, direct billing, business-to-business transactions, Electronic Data Interchange, wire transfer, Remote Deposit Capture, and Positive Pay ).

Planning

• Financial Planning
  Take a moment to sign up for our quarterly Trust Matters e-news for financial planning tips. Sign up for our quarterly Trust Matters newsletter! >
• Asset Management
  An investment agency account with Oregon Pacific Bank provides you with professional asset management and allows you to maintain as much control and direction of your investments as you would like. Our investment professionals will work with you to establish an investment strategy suited to your personal goals and circumstances. Learn more about our investment philosophy >
• Living Trusts
  A living trust with Oregon Pacific Bank allows you to preserve and protect your assets during your lifetime and secure your family’s financial future at the same time. With Oregon Pacific Bank as the trustee or successor trustee of your revocable trust, you will gain the advantage of our years of experience in trust administration. You may participate in the management of your assets during your lifetime and determine how they will be distributed upon death. If you become incapacitated, your assets will be managed for your benefit. At death your trust assets will avoid probate and be distributed according to your wishes.
• Charitable Remainder Trusts
  Oregon Pacific Bank can act as the trustee of a charitable trust, or administrator of a family foundation. A thoughtfully designed charitable trust can serve an important role in fulfilling your philanthropic intentions, while also providing financial protection and benefit for you or your family. With a charitable remainder trust, you or a chosen beneficiary will receive income for a lifetime or a set term, with charity receiving the residue. With a charitable lead trust, your favorite charity or charities receive lifetime or term support with the residue coming back to you or your heirs upon maturity. Significant current and future tax benefits may be available as well. A family foundation can allow for a legacy of philanthropic giving, while allowing ongoing family participation. Learn more about trust administration >
• Charitable Lead Trusts