Motor Vehicle

• Auto Insurance
  Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses at defined in your policy. Auto insurance provides property, liability, and medical coverage. Property coverage pays for damage to or theft of your car, liability coverage pays for your legal responsibility to other for bodily injury or property damage, and medical coverage pays for the cost of treating injuries, rehabilitation, and sometimes lost wages and funeral expenses. Most auto policies are for six months or a year.
• Motorcycle Insurance
  We know how important it is to choose the right motorcycle insurance. With so many motorcycle insurance policies to look at, we provide the information you need to make the best decision. Motorcycle insurance coverage protects many types of bikes and ATVs, including cruisers, limited production cruisers, treet sports, high performance, touring, sport touring, mopeds, scooters, and trikes. We even offer motorcycle insurance for older bike models. With motorcycle insurance coverage, you can choose how much and what kind of coverage your bike needs — at a reasonable price, too. Options include bodily injury and property damage liability, medical payments, roadside assistance, and more.
• Boat Insurance
  Yacht, boat and personal watercraft insurance policies provides boaters with specialized coverages designed for your yacht, boat or personal watercraft for usages in different environments and conditions as well as the specific craft operations. Insurance options range from personal effects replacement to fuel spill coverage, which means you can relax on the water knowing you're protected.
• RV Insurance
  Your RV is more than a car, and your RV insurance coverage should protect more than what typical car insurance does. None of the scenarios below are covered in the event of a loss.they could end up costing you thousands of dollars. However, when you insure your RV on its own policy, you'll know you have a wide range of RV insurance coverage for a wide range of incidents as follows...
• Mobile Home Insurance
  Mobile homes, manufactured homes, and modular homes are all eligible for coverage under a mobile home insurance policy. And if your mobile home isn't your primary residence, you can build a non-owner-occupied, seasonal, or rental mobile home insurance policy to cover it. Generally mobile home coverages also include...
• ATV Insurance
  We know you love your all-terrain vehicle, or ATV, whether you're a rancher, hunter, or trail rider. We also know that you want to be covered if your ATV is stolen or badly damaged, and proper ATV insurance coverage can help protect your investment.

Property

• Renters Insurance
  Although renter's insurance is usually not required, it is usually an inexpensive protection to have in place. Not only will renter's insurance protect your personal items, it will also he provide you with funding towards temporary housing in the event of a covered loss. Liability coverages will protect your assets against legal judgements you incure unintentionally at home and away in most circumstances, where other liability coverages weren't required. Reasonable medical expenses are provided for those who may be hurt in activities at your insured property. We can assist you in determining the correct property insurance values.
• Home Insurance
  And injuries that might occur on your property—up to the limits you choose on your mobile home insurance policy.
• Condo Insurance

Health and Life

• Life Insurance
  Your need for life insurance will vary with your age and responsibilities. The amount of insurance you buy should depend on the standard of living you wish to assure your dependents. You should consider the amount of assets and sources of income available to your dependents when you pass away. Social security benefits, available cash and other sources of income and investments may not provide the standard of living you have in mind. The amount of Life insurance coverage purchased helps bridge the gap between the financial needs of your dependents and the amount available from other sources. Life insurance can also be used for its many living benefits, such as the development of cash values towards asset growth for future educational requirements, retirement, and other planned and unexpected financial occurrences. Our agency financial advisement team can help you with these calculations. The internet, as well as many financial magazines, books and articles are available to help you as well.
• Health Insurance
  As an employer if you want to provide health insurance benefits and you're able to partially contribute toward employee premiums, group health insurance is the way to go. Offering group health insurance can help you hire and retain the best workers, and the amount you pay toward employee premiums may be tax-deductible. Since no one can be turned down based on medical history, group coverages also protects workers or family members who might otherwise go uninsured. Those who do not have access for group insurance coverages may qualify for an individual coverage plan. Our agency's consultation team can help you make the right choices.
• Disability Insurance
• Long Term Care

Business

• Business Insurance
  As a business owner, you have enough to worry about without wondering whether your business insurance is adequate to cover your company's operational risks. Consultation is available with our agency's business insurance team to begin determining your company's unique risks. There are many specific riders for business and commercial insurance coverages that need to be placed to properly protect specific risk exposures as addressed by our insurance professionals. Within a short time we can have a customized business or commercial liability insurance quote prepared for you.
• Commercial Liability Insurance

Personal

• Liability Insurance
  Personal Umbrella insurance offers additional insurance protection above your current auto and homeowners policies that secures the lifestyle you've worked hard for. Your assets, your college fund, your nest egg, your retirement savings — they could be at risk from legal liability claims without the right level of coverage. With Personal Umbrella coverage you can choose up to $5 million in added liability protection.

Natural Disaster

• Flood Insurance
  Unlike a standard homeowner's policy, flood insurance covers losses to your property caused by ground swell flooding. Some of the things a standard flood policy will cover include;