Motor Vehicle

• Auto Insurance

Property

• Home Insurance

Health and Life

• Life Insurance
  Additionally, we offer an array of personal and business insurance plans, (life/health insurance, variable universal life insurance, long-term insurance), and investment services to include: traditional IRA, IRA rollover, Roth IRA, Education IRA, 529 College Savings Plans, annuities, mutual funds, and employer retirement plans.
• Health Insurance
  Medicare Supplements, Plans and Services are health insurance plans sold by private insurance companies to fill the “gaps” in Original Medicare Plan coverage. These Medicare Supplement plans are also known as "Medigap policies". In fact, most people who have Medicare, own a Medigap policy.
• Disability Insurance
  Work Credits: The unit of measurement that determines when you are eligible to receive Social Security benefits, including Social Security Disability Insurance (SSDI). How many work credits you earn during a year (up to a maximum of four) depends on how much money you make during that year. The Social Security Administration (SSA) determines the amount that you must earn to receive one work credit.
• Long Term Care
  SNP (Special Needs Plan): A Medicare private health plan (Part C) that exclusively or primarily serves members who have a particular special need. A SNP may serve people who have both Medicare and Medicaid (dual-eligibles); people who have a specific chronic illness, like diabetes; or people who are in long-term care facilities or require an institutional level of care. Some SNPs may serve more than one type of special need.

Business

• Business Insurance
  We are pleased to announce that in April, 2016 we joined Integra Insurance Services as an Integra Partner Agent. Our new partnership with Integra will allow us to offer you improved coverages and more options to meet your family’s insurance needs. We offer a full line of insurance products including Personal Auto, Homeowners, RV, Watercraft, Motorcycle, Commercial/Business Insurance, and Life and Health Insurance.
• Workers Compensation Insurance
  Unearned Income: Money you get from sources other than current employment. Includes Social Security benefits, Veterans benefits, pensions, annuities and other regular payments you receive, such as alimony and workers' compensation.

Personal

• Annuities
  Annuity: This is a contract with an insurance company that you agree to deposit a specific amount of money with that insurance company. The insurance company agrees to pay a fixed rate of interest on your funds, as long as the contract exists. The interest you earn accumulates as tax deferred. Also available are variable annuities which pay a variable rate of return. Withdrawals are taxable and if you withdraw from the account prior to age 59 1/2 a tax penalty may apply and there are federal restrictions. * Learn more about annuities here.
• Liability Insurance