Motor Vehicle

• Auto Insurance
  The right auto insurance policy can help get you back on the road quickly if your car is damaged or destroyed by accident, fire, theft, or other covered event. Your policy may also provide protection against medical and legal expenses resulting from injury, loss of life, or property damage caused by an accident involving your vehicle.
• Motorcycle Insurance
  We are a New Jersey based insurance agency that specializes in motorcycle coverage. We will shop the best motorcycle insurance companies in New Jersey to find you the best coverage at an affordable price. You can either fill out our online quote form or contact us for a free, no-obligation quote.
• Boat Insurance
  Geisenheimer Agency can help you determine the right amount of coverage to meet your specific needs. Just give us a call today at 201-794-7200 to get started. Here are some items you’ll need to consider when shopping for boat insurance in New Jersey.
• RV Insurance
  Contact us to find out more about recreational vehicle insurance in Saddle Brook, New Jersey including the Clifton, Garfield, Passaic, Paterson, and Teterboro areas.
• Mobile Home Insurance
  We pride ourselves in customer service with the lowest possible rate. Just contact us today at 201-794-7200 to find your next New Jersey mobile home or manufactured home insurance policy. We service mobile home insurance policies in Saddle Brook, New Jersey including the Clifton, Garfield, Passaic, Paterson, and Teterboro areas.
• ATV Insurance
• Truck Insurance
  Commercial Auto Insurance insures your vehicles for physical damage and liability coverages for amounts, situations, and usage not covered by a personal auto policy. This type of business insurance covers a variety of vehicles and is also referred to as commercial car insurance, truck insurance, or fleet insurance. Our agents at Geisenheimer Insurance Agency will help you find the best coverage you need for your business.
• Jet Ski Insurance

Property

• Renters Insurance
  You may be speculative why it's necessary to hold a renters insurance. Rental properties, particularly apartments are thought-about risky once it involves potential claims. You share a building with plenty of individuals where fires, theft, and water harm are sometimes frequent. There are many potential risks and your property is in danger. The items you own are valuable and you should shield them from a loss. Besides, renters insurance in most cases is extremely cheap.
• Home Insurance
  Flood damage can be devastating for any family, and most flood losses are not covered by your standard home insurance policy. Also, don't rely on the federal government to assist you in the event of a massive flood situation.
• Condo Insurance
  Condominium insurance is unique. Your condo insurance policy covers your personal property and liability, as well as any additions, alterations and improvements you make to your unit that are your responsibility based on the condo association agreement.

Health and Life

• Life Insurance
  Deciding on the right New Jersey Individual Life Insurance policy usually depends on your future goals. Whether you wish to provide a tax free income for your beneficiaries, have funds for the payment of the final expenses or estate taxes, replace the income that is lost if you die, or provide a significant charitable contribution, we can help you chose the policy that will fit your needs at an affordable price.
• Health Insurance
  Individual disability insurance is used to replace lost income if you are disabled or cannot work due to an injury or illness. At Geisenheimer Insurance Agency, we can tailor a New Jersey disability insurance policy to fit your individual needs. Many studies say that Americans can have a long-term disability by the age of 65, so this complement to your health insurance is necessary.
• Disability Insurance
  An individual disability insurance policy is a good way to cover income losses even with those who have some employer-paid coverage. Typically, disability premiums paid by you are not taxes but employer-paid benefits are. There are 2 types of individual disability insurance policies - long-term and short-term.
• Long Term Care
  In general, if you can't perform daily activities because of an impairment as a result of chronic illness or disability, you will need long term care. This would include the assistance you could need if you are unable to take care of yourself for a long period of time. However, some people who need help with these daily activities may only need them for a few months.

Business

• Business Insurance
  Business, Commercial, General Liability, Work Comp and Business Insurance Services in Saddle Brook New Jersey - Geisenheimer Insurance Agency
• Commercial Property Insurance
  Commercial Property insurance covers the building that your business owns or rents. A New Jersey commercial property insurance policy would also cover equipment, computers, tools and furniture. Let the agents at Geisenheimer Insurance Agency evaluate your commercial property insurance needs to find the best suite for your liabilities and risks.
• Workers Compensation Insurance
  At Geisenheimer Insurance Agency, having a workplace that is protected gives you extra security. As a New Jersey employer, you have an obligation to ensure a safe work place and the law requires a business to have Workers Compensation Insurance. Work Comp insurance can provide the coverage to protect you from those unpredictable occurrences.
• Commercial Liability Insurance
  Commercial Umbrella Insurance is intended to pick up where your General Liability, Commercial Auto or Employer's Liability policies leave off. So, your Commercial Liability policy won't "kick in" until your other policy limits have been reached. Not having enough coverage for your business in Saddle Brook, New Jersey and surrounding areas could leave your business vulnerable.
• Professional Liability Insurance
  Professional Liability Insurance or PLI is a form of liability insurance necessary to help protect businesses in the service or consultant industry. A claim of negligence can be very damaging to a growing business and if the claim results in monetary damages can be catastrophic.
• Builders Risk Insurance
  Builders Risk - C.O.C (Course of Construction) - Physical damage insurance for property under construction. Lenders will require it before issuing construction financing. They will usually require this coverage before funding remodeling projects as well and some policies can be endorsed to include the structure being remodeled also.
• Restaurant Insurance
  We can service your restaurant insurance needs in Saddle Brook, New Jersey including the Clifton, Garfield, Passaic, Paterson, and Teterboro areas.

Personal

• Liability Insurance
  Every business needs to protect themselves from accidents or injuries that may occur on their business grounds. General Liability insurance coverage can protect your New Jersey business from these unexpected expenses.

Natural Disaster

• Flood Insurance
  Your standard New Jersey flood insurance policy would apply to homes, condos, mobile homes, businesses and rentals that are in flood zone areas. Typically, your flood insurance policy is dependent on your flood zone risk.