Motor Vehicle

• Auto Insurance
  Many people believe that having “full coverage” on their auto insurance policy protects them from all possible risks, but this isn’t entirely true. Full coverage is typically described as having liability, collision, and comprehensive insurance. This covers a wide range of scenarios, such as accidents, theft, and weather-related damage. It does not include extras such as roadside assistance, rental car coverage, or uninsured motorist protection unless explicitly added.
• Motorcycle Insurance
• Boat Insurance
• RV Insurance
  When it comes to recreational vehicles of all shapes and sizes, you want to be sure that your ‘toys’ are protected properly. In your search for the right RV insurance for you, look no further.
• Mobile Home Insurance
  Protecting your mobile home with an insurance policy will give you peace of mind, knowing your losses will be covered if a disaster strikes. If you are purchasing a mobile home, you may not be aware that mobile homes require a different type of homeowner’s insurance coverage. Mobile homes need a specialized coverage type because they are transportable and constructed differently than other types of homes.
• ATV Insurance

Property

• Renters Insurance
  Natural disasters and unexpected events can strike at any time. Confirm your homeowners or renters insurance includes adequate protection for risks like floods, earthquakes, or winter storms. If you live in an area prone to specific hazards, you may need additional endorsements or separate policies. Proactive updates now can save you time, money, and stress later.
• Home Insurance
  Life is full of changes. Whether you’ve recently bought a new home, welcomed a new family member, or experienced a significant life event, your insurance needs may have shifted. Start the year off right by reviewing your policies to ensure they reflect your current situation. For instance, check that your home insurance covers the value of your home improvements or that your auto policy accounts for any new vehicles or drivers in your household.
• Condo Insurance
  Condominium insurance provides protection where condo associations do not. Condo and town house coverage protects your possessions within your unit, including: furniture, appliances, kitchen and bath facilities, and also your additional personal items. If you plan on upgrading your unit, any improvements you make will also be covered under your policy, including wall units, renovations, and wallpaper.
• Landlord Insurance

Health and Life

• Life Insurance
  Life insurance isn’t just for retirees or people with significant assets. In fact, the younger you are when you purchase a life insurance policy, the more affordable it tends to be. If you have a family, own a home, or have debt, life insurance can provide financial security for your loved ones if something happens to you.
• Health Insurance
  Have you ever thought about what will happen in the future? Oftentimes, as people get older, they can require a little bit of help with everyday tasks. Have you ever thought about who will assist you with these tasks? Who will help to take care of you if you need assistance? How will you pay for these services and this assistance? Long-term care insurance can be used to cover a host of services that aren’t covered by regular health insurance. This includes assistance with routine daily activities, like bathing, dressing, or getting in [...]
• Disability Insurance
  If you’ve been delaying life or disability insurance, make 2025 the year to act! Life insurance provides financial security for your loved ones, while disability insurance protects your income if you’re unable to work due to illness or injury. Both are essential for long-term financial planning.
• Long Term Care

Business

• Business Insurance
• Commercial Property Insurance
  Winter weather can create challenges for businesses, from closures to property damage. Having the right insurance ensures your business stays protected during snowstorms and icy conditions. Business Interruption Insurance. Heavy snowfall can force businesses to close temporarily, leading to lost income. Business interruption insurance can help cover lost revenue and ongoing operational expenses, such as rent and payroll, while your business is out of commission. Commercial Property Insurance. Snow and ice can damage your building, inventory, or equipment. From burst pipes to roof collapses, winter weather brings risks that are often expensive to [...]
• Workers Compensation Insurance
• Commercial Liability Insurance
• Professional Liability Insurance
  Errors and Omissions liability insurance (E&O), or Professional Liability Insurance, protects companies and individuals that carry the risk of being accused of negligence from bearing the full cost of defending and paying damages in a civil lawsuit.

Personal

• Liability Insurance
  General liability, property coverage, and worker’s compensation are all crucial insurance needs for the majority of businesses. Liability insurance specifically protects the assets of a business when it is sued for something that it may or may not have done, which resulted in personal injury or property damage. General Liability Insurance safeguards you and your business from accidents that may result on site or any injuries or damages incurred as a result of using goods or services sold on the premises.
• Travel Insurance
• Jewelry Insurance

Natural Disaster

• Flood Insurance
  Flood insurance is important if you want to keep your business safe and your possessions secure. Flood coverage offers protection against losses that result from heavy and lengthy rain falls, storm surges, blocked storm drainage systems, snow melts, etc.
• Earthquake Insurance