Motor Vehicle

• Auto Insurance
  Large fleets to small businesses – if you use a vehicle for business purposes, you should have it covered with a business auto insurance policy.
• Inland Marine Insurance
  Simple — Inland Marine Insurance can cover any property, materials, and equipment as they are being transported by land. For example, if the school marching band is in route to a competition, Inland Marine Insurance can provide coverage in the event the band’s instruments are stolen at the event or on the way there.

Property

• Home Insurance
  A homeowners insurance policy like policies offered by UNLAND INSURANCE & BENEFITS is an essential part of protecting your home, your belongings, and your family. Of course, knowing how much you’ll pay before you buy a policy is important, but how do you determine how much your premium will be?

Health and Life

• Life Insurance
  Auto-Owners is represented by more than 44,000 licensed agents in its 26 operating states. The company provides auto, home, business and life insurance to more than 2.7 million policyholders.
• Health Insurance
  Legislative changes have led to expanded job responsibilities for HR departments. Besides juggling routine tasks such as recruitment and employee relations, HR professionals are now adapting to new roles or learning new skills. For example, these expanded responsibilities could include staying up to date on compliance as it relates to health insurance plans. The influx of rules and regulations, particularly concerning health care, puts employers at higher risk of lawsuits, fines and penalties, making compliance a critical concern.
• Disability Insurance
  By partnering with GIS Benefits, Unland can build a robust benefits package that includes Health, Dental, and Vision plans as well as electives such as Life and Cyber Liability Insurance. Unland can also incorporate a wellness plan that includes Worker’s Compensation and Disability Insurance. When you partner with Unland, you get more than just basic benefits — you get your very own benefits tutor!
• Long Term Care
  Customize benefits and information resources to the life stages of your employees. For instance, if you have a large older population, feature more retiree benefits and long-term care insurance.
• Dental Insurance
  More than ever, HR professionals are working hard to attract and keep more employees. However, creating a benefits strategy that appeals to various ages and demographics is challenging. While health and dental insurance and a 401(k) are table stakes for many organizations, much of the workforce is also looking for options like flexible work schedules and generous paid-time-off policies. The importance of recognizing that different groups of people value varying benefits cannot be understated. It can be difficult to offer benefits that appeal to a multigenerational workforce, but HR professionals can start by surveying current employees to see what they want and need for benefits.
• Vision Insurance
  Consider offering new benefits, even if they are voluntary, such as dental insurance, vision insurance or benefits for prescription drugs. Employees tend to make more changes when they receive new options.

Business

• Business Insurance
  It all started in 1941. Believing that independence was the best way to serve his customers, J. Logan Unland opened an agency in Pekin, Illinois. Joined by his son Jim, after serving in the US Army, the agency prospered by providing a “quality first” solution for commercial and business insurance.
• Workers Compensation Insurance
  Our agents can talk you through whether this coverage is needed for your particular business and if so, how much extra coverage you need. This policy protects you for any claim that exceeds the limits on your primary business auto, general liability and workers compensation policies. It also provides coverage for some sources of loss that are not covered by your primary policy. These cases will be subject to a deductible, however.
• Commercial Liability Insurance
  Sometimes the payout for serious situations is more than your current policies can cover. In the event that happens, this policy takes over.
• Professional Liability Insurance
• Builders Risk Insurance
• Restaurant Insurance

Personal

• Liability Insurance
  There may be circumstances when two of your business insurance policies have to work together. For example, you may assume that something not covered by your commercial auto policy would be covered by your commercial umbrella policy. However, many umbrella policies will only extend above an auto policy if the insurance company offering it has a specified financial strength rating. If your carrier’s rating falls below a certain grade, your umbrella policy may not cover an auto loss. That’s just one type of problem that could arise if you keep your policies under separate roofs, with separate agents.
• Identity Theft Insurance
  As criminals evolve, with the rise in technology and the birth of the connected consumer, identity theft protection must evolve as well.
• Pet Insurance
  Offering pet insurance policies to your employees is another way to attract new recruits who are looking for pet-loving workplaces. Unland has partnered up with ASPCA to provide pet insurance to help with the cost of veterinary bills. Learn more!