Motor Vehicle

• Auto Insurance
  While Collision Coverage is for accidents on the road, Comprehensive Auto insurance is for everything else that could damage your vehicle: fire, theft, floods, collision with an animal or bird, storms, and earthquakes.
• Motorcycle Insurance
• Boat Insurance
  Whether you own a single-user or multiple-user watercraft, we want to make sure you’re covered. Our Personal Watercraft insurance provides protection for your watercraft on and off the lake.
• RV Insurance

Property

• Renters Insurance
• Home Insurance
  One of the most common misconceptions about flood coverage is that homeowners insurance covers flood damage. Most homeowners insurance policies are very specific about what kinds of water damage they will cover. If a pipe breaks and floods your home or if you get water damage because wind or hail damage your roof or break windows, your homeowners insurance likely will cover the damage. However, if you get water in your home from an overflowing river or creek or a huge rainfall, house protection won’t cover it. In that case, only a flood policy would cover the damage. My area rarely floods, so I don’t need extra insurance

Health and Life

• Life Insurance
  Parents who wish to avoid having to use student loans to pay for their child’s schooling may wish to develop an educational financial plan. This may include making use of special investment accounts such as the 529 College Savings Plan or purchasing life insurance policies that build cash value over time.

Business

• Business Insurance
  The most common types of commercial insurance are property, liability and workers’ compensation. In general, property insurance covers damages to your business property; liability insurance covers damages to third parties, and workers’ compensation insurance covers on-the-job injuries to your employees. Depending on your business, you may want additionally specialized coverages. Listed below are some of the different types of business insurance.
• Commercial Property Insurance
  Whatever each new day brings, Farmers Business Property insurance is still your best defense against unexpected occurrences, such as fire, hail, windstorms, and other natural disasters. Key coverage examples include Building coverage, Business Personal Property insurance, and Business income.
• Commercial Liability Insurance
  Your unique business faces a wide range of unpredictability, and Farmers Business Liability insurance can help businesses mitigate potentially devastating lawsuits. Business Liability insurance helps your business stand strong through challenging situations by covering the associated cost of legal defense and legal damages you are obligated to pay, up to the policy limits selected. Connect with a Farmers insurance agent who’s an expert in working with business owners, and select from a wide range of options that fit your individual business insurance needs.

Personal

• Liability Insurance
  This insurance combines coverage for your personal property with personal liability insurance, in the event that someone is injured on your property or you damage your neighbor’s property. Give yourself the peace of mind that your expensive electronics are safe at home.
• Pet Insurance
  It’s not always easy to detect poisoning in your pets, but if you suspect that your pet has accidentally eaten any of these household substances, contact a veterinarian immediately. The first few hours are usually the most critical, and symptoms can worsen if left untreated. Consider a Pet Insurance plan so that you are covered if you have to make an emergency trip to the vet.

Natural Disaster

• Flood Insurance
  House protection is important, but less than 15 percent of homeowners in the U.S. have a separate policy to cover flood damage, and though cost is a main reason, another is the misconceptions people have about flood insurance. Here are some of the top misconceptions.