Motor Vehicle

• Auto Insurance
  Owning a car is necessary for many people in the Arkansas and Missouri area. For car lovers, owning a classic car at some point is a dream. If you choose to purchase a classic car in this area of the state, you will want to ensure that you get the right type of insurance. There are many reasons why getting a classic car insurance policy is a great option for someone that owns one of these vehicles.
• Motorcycle Insurance
  Here’s the real deal about motorcycle insurance. Even if you have comprehensive coverage and collision, it will only cover the stock motorcycle's value if your motorcycle is damaged in an accident. Since most motorcycle owners tinker with their bikes and add aftermarket parts and upgrades, you’ll need to arrange additional protections and riders to cover the actual value of these aftermarket additions.
• Boat Insurance
  The state of Arkansas requires all boat and watercraft owners possessing craft powered with more than 50 hp engines to carry a minimum of $50,000 in liability insurance per occurrence. But that is not the only boat insurance most boat and watercraft owners need. Affordable Insurance in Mountain Home, AR wants boat owners throughout the area, as well as Harrison and Flippin, to understand your options when it comes to essential boat insurance protection.
• RV Insurance
  The purchase of an RV allows you and your family a new kind of freedom to travel the country, see new sights, and enjoy many experiences. However, unexpected problems can happen along the way. RV insurance provides coverage to prevent expensive repairs and liabilities that may occur. At Affordable Insurance Inc. in Mountain Home, Harrison, and Flippin, AR, we can help you find the right RV insurance to suit your individual needs.

Property

• Renters Insurance
  If you don't have renter’s insurance, you are leaving yourself exposed. You may not have considered it before, but without renters’ insurance, everything in your home may be lost in the event of a fire, water damage, or theft. Your landlord has property insurance, which protects them, but it doesn't protect you. Even if another tenant sets off the fire alarm and sprinklers kick on, damaging your items, you'll be forced to take legal action against the other tenant, and this takes time. If a computer or entertainment system is damaged, you might be forced to go months without it (until you replace it yourself). Thankfully with renter’s insurance, you're able to avoid this kind of a problem. Here at Affordable Insurance Inc., we want to help you with this coverage. So, whether you live in Arkansas or Missouri, our team in Mountain Home, AR is here to help you and your renter's insurance coverage needs.
• Home Insurance
  Your home represents likely the largest one-time investment you have ever made in your life (and likely will ever make). Such a large investment needs to be properly protected. The best way to do this is with home insurance. Now, there are several home insurance policies, and even when you purchase your house, you likely had some home insurance plan incorporated into your monthly mortgage payment. Even so, it may not be the best fit for your home. As you've learned the ins and outs of your home, you probably have discovered several additional features you'd like, as well as some tweaks you'd like to make with your insurance policy. Well, you don't need to remain with the same insurance provider. In fact, here at Affordable Insurance, we can work with both current and first-time home buyers. So, if you're interested in insurance coverage and you live in Arkansas or Missouri, our friendly team in Mountain Home, Harrison, or Flippin, AR is here for you.

Health and Life

• Life Insurance
  It's not the easiest thing to think about, but there will be a time where you are no longer around. When that time comes, whenever it may be, how will your family be taken care of? The best way to make sure your family has what they need when you're not around is life insurance. With the aid of a life insurance policy, you'll give your family, and yourself, one of the greatest gifts possible: peace of mind. If you live anywhere in Arkansas and you want to learn more about life insurance, our staff here at Affordable Insurance in Mountain Home, Harrison, and Flippin, AR is ready to help. All you need to do is give us a call.
• Health Insurance
  For those in Arkansas, many important personal insurance forms need to be considered and analyzed. One important form of insurance that is needed is health insurance. There are a variety of reasons why having this type of insurance coverage at all times is so important.

Business

• Business Insurance
  If you live in Arkansas or Missouri, call Affordable Insurance 870-425-6079 to talk to an agent in Mountain Home, Harrison, or Flippin, AR about the business insurance you need.
• Commercial Property Insurance
  Online businesses can benefit from having cyber insurance in case of a data breach. If your business owns a business, commercial property insurance may be needed. General liability insurance is useful for covering many different types of possible liability.
• Workers Compensation Insurance
  If your business has at least three employees, it is required to carry this type of insurance. This is true whether the employees are full-time, part-time, or a mixture of both. However, there is an exception to the construction industry. If there are any employees of these businesses, they are required to carry workers' compensation insurance. This insurance type covers the medical bills of workers who get hurt or sick on the job.

Personal

• Liability Insurance
  General liability insurance only protects you against liability mishaps that may occur when customers visit your business site. If, for example, a customer is accidentally injured or his vehicle damaged while visiting your warehouse, and you’re found at fault, liability insurance will pay for his medical or property damage costs. Liability insurance doesn’t cover damage to your building or property, loss of revenue, loss of inventory, employee injury, or other protection your business may need to keep you from financial loss.

Natural Disaster

• Flood Insurance
  For people that live in Arkansas, owning a home is a great long-term decision. Those that are property owners here can benefit in many different ways. At the same time, it is important that you protect your home as well as you can. One way that you can do this is by getting a flood insurance policy.
• Earthquake Insurance