The Smart, Cost Effective Finance Solution for your Business.

General Info

Developing a close and long-lasting relationship with our customers is the heart of our organization's culture. This requires a thorough understanding of our customers' business needs and goals and a genuine interest in their product. Through this understanding, we tailor solutions and utilize finance products that support growth and profitability. We offer equipment finance, leasing and business loan solutions direct to small business owners. We care about supporting the small business sector, and our various finance products give small business owners options outside of traditional bank loans that are often much more beneficial. As a business owner, you know the importance of weighing all options when it comes to acquiring needed technology and equipment for your business. Whether you choose lease or loan financing, your decision will have a vital impact on the cash flow, balance sheet and budgeting aspects of your business. Banks typically require you to maintain a minimum account balance (often up to 30% of the loan amount) tied up for the bank to use throughout the term of the loan. Banks will file a blanket lien against all of your assets. Additionally, banks can call the loan or increase your payment at any time, for any reason, without notice. With lease financing, only the equipment or technology itself is secured as collateral and the finance agreement is locked in for the term. With a bank loan the total finance amount will be listed as debt on your balance sheet. Leasing the purchase will allow for off balance sheet accounting, enabling you to treat your acquisition as a tax deductible operating expense. Banks rarely finance essential intangible (soft) costs, including: software, training, delivery/shipping and installation or maintenance agreements. Lease financing allows for soft costs of up to 20% the total amount financed.Currently, over 80% of U.S. Small Business make the strategic choice to lease finance some or all of their capital purchases. By taking a closer look at bank loans, and what your bank may not be telling you, it is clear why smart businesses lease equipment. Meridian Commercial Capital, Inc. also specializes in Sales Assisted Financing Programs for equipment & technology manufacturers, dealers and independent sales organizations all over the United States. This gives you the ability to sell the monthly return on investment (ROI) realized with your equipment coupled with an affordable monthly payment, which eliminates challenging price negotiations with your customers. Sell more equipment at full price and protect your MSRP. By offering financing with MCCapital, you are giving your customer the option of IRS Section 179 Tax Benefits, as well as an affordable monthly payment, so that they don't have to go completely out of pocket. Whether you are a business owner with financing needs or an equipment seller that would like to utilize a co-branded finance program, MCCapital is here to provide a smart, cost effective finance solution. Our representatives are standing by to to learn more about your business and how we can help. Call us today!

HoursCLOSED NOW

Regular Hours:

Mon - Fri	9:00 am - 5:00 pm

Contact Info

Phone:

Main - 888-289-7570

Address:

340 Central Ave Ste 305b Dover, NH 03820

Email:

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Categories

Financing Services, Alternative Loans, Contractors Equipment Rental, Industrial Truck Rental, Leasing Service

Services / Products

Equipment Financing &​ Leasing Short-Term Business Loans Merchant Cash Advances

Payment Options

financing available

Amenities

MCCapital specializes in Sales Assisted Financing Programs for equipment & technology manufacturers, dealers and independent sales organizations all over the United States. Our programs cover the end users’ desired finance solution, as well as the entire life cycle of our finance products. We offer our customers a single source for leasing, finance, and business loan solutions. ​ Establishing a close and long-lasting relationship with our partners is at the heart of our company culture. This requires a genuine interest in our partners' product and a thorough understanding of our partners' business needs and goals. Through this understanding, we tailor solutions and develop programs that support mutual growth and profitability. Call us today for more information!