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State Directory- Auto InsuranceIf you’re on the road, you need Auto Insurance. Liability coverage is mandated by the State of Michigan. And, if you have a lien on your vehicle, the lienholder may require you to carry collision and comprehensive coverage as well.
- Inland Marine InsuranceInland Marine Insurance works alongside your homeowner’s or renter’s policy to provide additional coverage for specific, designated items. These items tend to be high-value items like...
- Home InsuranceAn Important Note: it’s commonly assumed that flood damage is covered by Home Insurance Policies. But for most policies, this is not the case. This type of damage usually is covered by a separate Flood Insurance Policy. If you live in an area prone to flooding, talk to your insurance expert be sure that you have the coverage that you need!
- Life InsurancePresident Pat Brown discusses the importance of life insurance. He explains that life insurance is not just about death benefits, but it can also be a living benefit that can build cash value. He discusses the different types of life insurance policies available and how to choose the right policy for your needs. He also talks about the importance of getting life insurance early, as it can become more expensive as you get older.
- Commercial Property InsuranceEvery company has crucial assets. Tools they need to do business quickly and effectively. A home base to operate from. And if you want to protect those things for your business, you’ll want to make sure your assets are covered with a Commercial Property Insurance Policy.
- Commercial Liability InsuranceIf you are a contractor, you should carry some form of Commercial Liability policy. These can protect you from financial exposure if you are sued for something that goes wrong over the course of a job that leads to damage or injury.
- Professional Liability InsuranceIf you’re a doctor, lawyer, or other professional service provider, you deserve the same level of thorough coverage as any other business. That’s why we offer professional liability policies designed for working professionals like you.
- Liability InsuranceConsider this: you’ve been in a car accident, and you’ve been sued. The judgement against you is one million dollars. But your Auto Insurance policy only covers $500,000 worth of coverage. Without an umbrella policy, you are personally liable to pay the rest of that judgment out of pocket. But if you had $500,000 worth of Umbrella coverage, you wouldn’t have to worry.
- Identity Theft Insurance
- Flood Insurance